What is your 2015 new years credit resolution

[dapps06]

1. Get to over 700 across all three CRA's by the end of the year

2. Have the discipline to not app for anything other than a Discover in July

3. Get my current balances completely paid off by April

4. Get my two smaller student loans and one personal loan (family friend) paid off by the end of the year

If I can do all of that it will be a good year credit wise.

[zsepthenne]

App for Sallie Mae ♡ in April or May. Garden rest of the year. Be a lil more careful with buying things that aren't necessities. Get my credit limits raised, apr's lowered. And hopefully make it to 720 by the end of the year

[Anonymous]

720+ scores across the board, successful 3x with Amex on Jan 13th, get Ink Cash app approved in May, consolidate Chase cards into one, keep utl below 10% as usual, try for CLI's with Discover starting Jan 10th then every 90 days. I think thats it...

[MT936]

Thanks for sharing everyone it's great to see everyone's goals for the next year, I wish you all success in achieving your goals  

[vanillabean]

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@Uppingmyscore wrote:

Consider applying for CSP and convert my Amex Blue over to the Everyday..... Otherwise I think I have all I need.  

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Ditto to the CSP, didn't know that about the Blue.

[Uppingmyscore]

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@Anonymous-own-fico wrote:

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@Uppingmyscore wrote:

Consider applying for CSP and convert my Amex Blue over to the Everyday..... Otherwise I think I have all I need.  

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Ditto to the CSP, didn't know that about the Blue.

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It's the Blue Sky version

[Anonymous]

Stay in the garden as long as I possibly can. Then app for the US Bank Flexperks Travel Rewards AMEX as well as the Wyndham Rewards Sig Visa.

[Gornet]

Get an EDP and transfer my gold skymiles limit to it, then close the gold delta.
Then just gardening so I can increase AAOA and hopefully lower some APR and get some new limits

[techiegirl]

Garden for the entire year.  I have 12 cards, 6 of which are from this year.  

[mitchblue]

My goal is to use my cards to their full effectiveness. When I first got my CC I didn't have a very good idea of what I needed to do ..now I have a clear plan. All are relatively new, since May. I also expect to garden the whole '15.