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What is your American Express APR?

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kevinjjc
Valued Contributor

Re: What is your American Express APR?


@rd2rebuilding wrote:
11.24%

More info please. Which card? How long have you had it? Did you ever ask for an APR reduction?

Message 41 of 57
hardworker77
Contributor

Re: What is your American Express APR?

Delta at 19.24%...just got the card two weeks ago.

Message 42 of 57
Lilsnukems
Valued Member

Re: What is your American Express APR?


@Networth wrote:

7% it is my lowest actually. 


Networth, which card do you have and how long have you had it?


TU FICO: 744 (updated 1/2014) , VantageScore: 760 (updated 7/19/13)
51.5K Total limit with 12.36% utilization, Income 44K
BOA Better Balance Rewards: 10K, CapOne: 5K, BOA Cash Rewards: 10K, Discover It: 8.2K, 1FBUSA: 8.3K, AMEX BCP: 10K
Goals: 800+ FICO score, minimum 10K credit limit on all cards
Message 43 of 57
Networth
Frequent Contributor

Re: What is your American Express APR?

I have the Blue Sky. I got it back in 08' with a targeted offer. I had no clue about credit it and ended up maxing it out on a huge trip. So they shot my APR up to 24.4% I paid the balance in full about 6 months later and they dropped it down to 7% where it has been at for the last 3-4 years. I really don't know why its so low my income is low atm(in grad school) all I can think is my scores and maybe there internal scores?

Chase Sapphire Reserve - American Express Blue Sky - Chase Freedom - - Chase Freedom Unlimited - BankAmericard Travel Rewards -

TU 813 EX 809 EQ 812
Message 44 of 57
Alkalinem0n0
Contributor

Re: What is your American Express APR?

16.24 on a Delta Skymiles
BofA Cash Rewards 16 k|BofA Travel Rewards 10k|Gold Delta SkyMiles American Express 32k|Discover IT 7k|Chase Freedom 10k
Message 45 of 57
rd2rebuilding
Valued Member

Re: What is your American Express APR?

Amex Blue... I've been a member since 2004. Didn't ask for apr reduction, etc.

Message 46 of 57
kevinjjc
Valued Contributor

Re: What is your American Express APR?


@rd2rebuilding wrote:

Amex Blue... I've been a member since 2004. Didn't ask for apr reduction, etc.


Did it start out at 11.24% APR?

Message 47 of 57
Mellon
Established Contributor

Re: What is your American Express APR?

My BCE APR is 14.5%

 

Message 48 of 57
flgamegirl
Member

Re: What is your American Express APR?

My BCP is 12.99.
EQ 818-823. Amex x 3; Visa x 2; MasterCard x 1; Citi x 1; Comenity x1; Chase x 1
Message 49 of 57
09Lexie
Moderator Emerita

Re: What is your American Express APR?

Message 50 of 57
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