What is your American Express APR?

[lionsfan20]

reading all this really annoys me because they told me the lowest possible rate for the bce is 15%.

[manwoot]

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@lionsfan20 wrote:

reading all this really annoys me because they told me the lowest possible rate for the bce is 15%.

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Per their website:

[daybreakgonesXe]

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@manwoot wrote:

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@lionsfan20 wrote:

reading all this really annoys me because they told me the lowest possible rate for the bce is 15%.

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Per their website:

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It usually depends on the credit offer, too, though

Say you applied for a higher bonus offer and/or applied through a mailer or creditcards.com. The terms can often be different than applying directly through the website. I remember when I applied for the Chase Freedom $300 bonus, the lowest APR you could have been offered for that particular offer was 17.99%. When you go on the Chase website, you can see that the APR goes much lower, however the sign-up bonuses are smaller as well.

Hope that helps a little!

[WolfMan]

My HHonors is at 19.24% - But I never carry a balance, so haven't paid much attention to it. 

[takeshi74]

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@lionsfan20 wrote:

reading all this really annoys me because they told me the lowest possible rate for the bce is 15%.

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As stated multiple times in this thread, the terms are available online.  It's certainly possible that there was miscommunication at one or both ends of the conversation.  Lowest possible for you may be 15% due to your credit and/or your signup offer.  Always do you due dlingence when looking to apply.

[youngandcreditwrthy]

It arrived quickly huh lexie?!? :-)

[09Lexie]

@youngandcreditwrthy

Yea, it was expedited for him. This is his very first Amex. He's been an ACM on mine for years but never a primary. Guess its time for me to be an ACM.