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What is your Discover IT student card limit

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Anonymous
Not applicable

Re: What is your Discover IT student card limit

Started at $1,500 then a CLI after about 5 or 6 months to $2,000.
Message 11 of 19
newhis
Valued Contributor

Re: What is your Discover IT student card limit

DW only $500, no SP or auto CLI yet (will not approve HP) after 10 months. Now is the lowest from all her cards. Will use the card only once a month from 5% category to get the FICO score.

Message 12 of 19
Anonymous
Not applicable

Re: What is your Discover IT student card limit

When mine was a student card it started at a 1000 limit and stayed there for 3 years (little income), until the auto increased it after I graduted and I updated income
Message 13 of 19
surehit
Regular Contributor

Re: What is your Discover IT student card limit

I have a Discover IT Student card with a $500 limit. They refuse to raise the limit without a HP, which I won't let them do. It doesn't even let me attempt to do a SP CLI online, just says "We're Sorry. Your credit limit increase request cannot be processed at this time." Makes me so mad haha. 

AMEX Platinum Gold - NPSL | Citi ThankYou Premiere 20k | NASA Platinum Rewards - 20k | Alaska Airlines Visa Signature - 5k x 5 (Not sure why I needed 5.... but still....) | Amex Blue Cash Everyday - 21K | Chase Sapphire Preferred - 15K | Ritz Carlton Card - 10k | Chase Freedom Visa Signature - 5k | BECU Visa - 3k |Barclaycard Rewards - 2k | Chase Amazon Rewards - 1k | Discover IT Student - 500 | Chase Slate - 500 | Walmart Store Card - 700 | BBY CitiBank - 1500 | BBY CitiBank -1000

Eq (MyFico) 767 | TU (FICO) 759 | Ex (FAKO): 749
Message 14 of 19
abhowmick18
Valued Member

Re: What is your Discover IT student card limit

If you have less than 10% utilization and pay off your statement each month in full, you can ask for a CLI after 6-7 months. 

Message 15 of 19
chwebb1
Established Contributor

Re: What is your Discover IT student card limit


@mattayy wrote:

Hello,

 

I was just wondering what everyones Discover IT student card credit limit was and if there is a difference between the chrome student and regular. Also how is the CLI and do they do it often or are they stingy?

 

I have no experience with Discover so just wanted to get an idea of how they are.

 

Thanks everyone!


Mine is $2750, and I don't currently plan to ask for another CLI until I graduate. I started at $1000 in Oct 2013, took a HP to get to 2000 in February I think, and took another HP to get to $2750 in June I think. I am a graduate student if it matters.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 16 of 19
Anonymous
Not applicable

Re: What is your Discover IT student card limit

They gave me 9.5k starting CL, though I applied for the reg not the student version even though I am still a student. I had a few cards before it with the longest being about 1.75 years

Message 17 of 19
GlocksAndCredit
Regular Contributor

Re: What is your Discover IT student card limit

My limit is currently $1500 after 3 years. 

CSP $9500, CapitalOne VentureOne Sig Visa $8000 Chase Freedom Sig Visa $5000, Citi ThankYou Preferred Sig Visa $5000, Amazon Store Card $5000, Discover IT $4800, CapitalOne Quick Silver MasterCard $4000, Fidelity AMEX $4000, Sallie Mae Mastercard $3300, Hilton Honors Sig Visa $3300, Citi Double Cash $2700, SunTrust Cash Rewards $2500, Citi Simplicity Visa $2300, AMEX BCE $2000, AMEX Everyday $2000, AMEX Delta SkyMiles $2000, Amazon Reward Visa $1800, BP VIsa $1800, Barclays Apple Visa $1700, Suncoast FCU $1000, Target REDCard $900

Current Scores: EQ 727 (Fico), EX 735 (Fico) **In the Garden unti....forever.
Message 18 of 19
newhis
Valued Contributor

Re: What is your Discover IT student card limit


@surehit wrote:

I have a Discover IT Student card with a $500 limit. They refuse to raise the limit without a HP, which I won't let them do. It doesn't even let me attempt to do a SP CLI online, just says "We're Sorry. Your credit limit increase request cannot be processed at this time." Makes me so mad haha. 


Exactly the same with my DW card. She regrets applying for the Student version. Let's see what happens after graduation day.

Message 19 of 19
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