No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
For your recent apps what is the average of your initial credit lines on your new cards when approved? What was you average credit line approval when starting out with credit cards?
For me I am averaging around 15k for my most recent app cycle (some cards are 20+ and other cards are around 10k). When I started back with credit my average approval was 4k.
@red259 wrote:For your recent apps what is the average of your initial credit lines on your new cards when approved? What was you average credit line approval when starting out with credit cards?
For me I am averaging around 15k for my most recent app cycle (some cards are 20+ and other cards are around 10k). When I started back with credit my average approval was 4k.
They've been ranging from $1,500 to $9,000 on my recent AOR.
Hovering around 5k, with a surprisingly small standard deviation
Around 3-5k. I'm gardening all year, in hopes next year I can get some higher limits - my Discover is high because I've had it a long time, and Amazon is artifically higher because I combined it with a Freedom that I then closed.
01/2014 Average SL=2100
07/2014 Average SL=2250
01/2015 Average SL=8300
about 2 yrs ago it was hovering around 11-18k. Now its anywhere between 25-35k. My most recent approval this month was from Chase Sapphire Preferred which was 32k.
Here we go from last year:
1/14 Amazon Store Card $800
5/14 AMEX Green Card NPSL (shocked I was able to even get this card)
6/14 three apps for AMEX CC, no dice on all
6/14 CapitalOne Quicksilver VISA $1000
gardened until this month then
BoA AK Air Signature $5
AMEX EveryDay $10k
Chase Sapphire Preferred $18k
Before that AK Air Signature I had never been approved for a card or had a limit higher than $2k.
Gardening helped me out tremendously!
I think my last few months looks like:
PenFed - Denied
PenFed - Accepted for $500 Secured VISA
Diners Club - $20k
BECU - $8k LOC, CC Denied
US Bank Fred Meyer VISA $10k
Chase Marriott $6k
Golden1 - Denied (check back in 6 months)
Chase Hyatt $12k
Closing US Bank Travel Rewards VISA so subtract $17k
@Anonymous wrote:
@red259 wrote:For your recent apps what is the average of your initial credit lines on your new cards when approved? What was you average credit line approval when starting out with credit cards?
For me I am averaging around 15k for my most recent app cycle (some cards are 20+ and other cards are around 10k). When I started back with credit my average approval was 4k.
They've been ranging from $1,500 to $9,000 on my recent AOR.
Where is credit addict when you need him. This is his thread