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What is your average credit line approval for recent apps

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red259
Super Contributor

What is your average credit line approval for recent apps

For your recent apps what is the average of your initial credit lines on your new cards when approved? What was you average credit line approval when starting out with credit cards?

 

For me I am averaging around 15k for my most recent app cycle (some cards are 20+ and other cards are around 10k). When I started back with credit my average approval was 4k. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 1 of 16
15 REPLIES 15
Anonymous
Not applicable

Re: What is your average credit line approval for recent apps


@red259 wrote:

For your recent apps what is the average of your initial credit lines on your new cards when approved? What was you average credit line approval when starting out with credit cards?

 

For me I am averaging around 15k for my most recent app cycle (some cards are 20+ and other cards are around 10k). When I started back with credit my average approval was 4k. 


They've been ranging from $1,500 to $9,000 on my recent AOR.

Message 2 of 16
Anonymous
Not applicable

Re: What is your average credit line approval for recent apps

Hovering around 5k, with a surprisingly small standard deviation

Message 3 of 16
kjel
Established Contributor

Re: What is your average credit line approval for recent apps

$14K for Navy Fed, $5K for Chase Sapphire Preferred. I'm in the garden for a while!
Current Score: TU: 674 | EQ: 722 | EX: 717 | Last Inq. 2/16/15...Locked Up in The Garden
NFCU Cash Rewards $14K | Chase Sapphire Preferred $5K | Amex Blue Cash Preferred $6K | Cap1 Quicksilver One Visa $9K

Message 4 of 16
kdm31091
Super Contributor

Re: What is your average credit line approval for recent apps

Around 3-5k. I'm gardening all year, in hopes next year I can get some higher limits - my Discover is high because I've had it a long time, and Amazon is artifically higher because I combined it with a Freedom that I then closed.

Message 5 of 16
kdong1996
Regular Contributor

Re: What is your average credit line approval for recent apps

01/2014 Average SL=2100

07/2014 Average SL=2250

01/2015 Average SL=8300

Message 6 of 16
TheDjinn
New Contributor

Re: What is your average credit line approval for recent apps

about 2 yrs ago it was hovering around 11-18k. Now its anywhere between 25-35k. My most recent approval this month was from Chase Sapphire Preferred which was 32k. 

Message 7 of 16
Anonymous
Not applicable

Re: What is your average credit line approval for recent apps

Here we go from last year:

 

1/14 Amazon Store Card $800

5/14 AMEX Green Card NPSL (shocked I was able to even get this card)

6/14 three apps for AMEX CC, no dice on all

6/14 CapitalOne Quicksilver VISA $1000

 

gardened until this month then

 

BoA AK Air Signature $5

AMEX EveryDay $10k

Chase Sapphire Preferred $18k

 

Before that AK Air Signature I had never been approved for a card or had a limit higher than $2k.

 

Gardening helped me out tremendously! 

Message 8 of 16
NRB525
Super Contributor

Re: What is your average credit line approval for recent apps

I think my last few months looks like:

 

PenFed - Denied

PenFed - Accepted for $500 Secured VISA

Diners Club - $20k

BECU - $8k LOC, CC Denied

US Bank Fred Meyer VISA $10k

Chase Marriott $6k

Golden1 - Denied (check back in 6 months)

Chase Hyatt $12k

 

Closing US Bank Travel Rewards VISA so subtract $17k

 

 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 9 of 16
Anonymous
Not applicable

Re: What is your average credit line approval for recent apps


@Anonymous wrote:

@red259 wrote:

For your recent apps what is the average of your initial credit lines on your new cards when approved? What was you average credit line approval when starting out with credit cards?

 

For me I am averaging around 15k for my most recent app cycle (some cards are 20+ and other cards are around 10k). When I started back with credit my average approval was 4k. 


They've been ranging from $1,500 to $9,000 on my recent AOR.


Where is credit addict when you need him. This is his thread Smiley Happy

Message 10 of 16
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