What is your best APR Credit Card?

[Anonymous]

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@barthooper wrote:

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@disdreamin wrote:

Sadly, I have no idea what any of my interest rates are. Never thought about it! I'll have to look them up later.

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Not sad, IMO. It is good to PIF and not worry about them if you have that luxury. I know a couple of them but I never carry unless I have a 0% promo.

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Same here!

[Anonymous]

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@disdreamin wrote:

I just dug up some of mine, and they range from 12.99% on BCP and SM on up. Do you think it's worth requesting the APR be lowered?

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Yes!

[krielly]

7.9 on my Barclay Rewards.

The caveat here is this was my rebuilder card years ago when I opened it right out of BK 13, and was formerly a "Juniper" card.  It had a  $79 Annual Fee for a few years. Last year I started getting them to waive it.......last month I got them to remove it permanently.

I was thinking of closing it, however the interest rate was so good, I really wanted to keep it as long as I could get the AF removed. Was happy to see it go!

K

[IaBoy62]

My 2 local credit unions. Mainstreet (9.99%) and Mazuma (11.49%).

[Anonymous]

My lowest two are my NFCU Cash Rewards at 12.65% followed right behind by my Discover IT at 12.99%.

You guys have some awesome interest rates out there in the forums...congrats!

[lukepwnsall]

My best is 4.99% apr on my Citi DC and 4.99 on my Citi AA plat select with a 2.5k and 4k credit limit respectively

[Anonymous]

Discover IT 10.99% 

[Mellon]

my NCSECU Visa is 7.75% but the limit is only $750