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For me, it's definately my JC Penny card. I get some really good deals there and then combine those with rewards, bonus cash and everything else that they send over. It's extreamly rare that I pay full price for anything when I'm shopping there. And with some creative planning, I can usually get 50-75% off my purchases.
For discounts and not necessarily rewards, Kohls is very good with deep deep discounts.
Amazon with the 5% statement credit.
My Kohl's charge is the only store card I have
Haven't seen a better one though
They always have good coupons for having one. Me working there helps as well lol
Right now, I get my 15% off associate discount, plus I can use 2, 20% off coupons as well. So I end up getting about 50% any sale price.
Without a doubt, it has to be my Sam's Club MasterCard. 5% back at any gas station up to $6000 per year. That is better than what most regular bank cards offer for that category. Macy's is a close second with its many rewards certificates/coupons and available financing. Walmart MasterCard and JCP MasterCard are my least useful store cards. JCP can keep its 26.99% APR and sit in my folder indefinitely. Even if you don't revolve a balance, that kind of interest rate is insulting.
Definitely Lowe's. 5% off everyday, promotional items, special financing and I get a military discount. Also, with the great limit increases this card can't be beat. I shop at Lowe's way too much lol. Second is Amazon, bar none.
@revjamesl wrote:
Congrats!
Why congrats? OP didn't get approved for anything...
Amazon Store Card. 5% on everything with no limits. I buy pretty much everything on Amazon so its perfect for me.