What is your credit line? how many CC do u have? Why did you apply your cards?

[LS2982]

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@anderl wrote:

All in Siggie below. And believe it or not, I'm thinking about gettting a  Discover and a CitiBank MC/Visa

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That is one awesome collection!!!!!

[Anonymous]

To LTomBerry : just request credit line increase, my friend.

To dookdig: because I have well fargo bank, this card will protect me for overdraft

[CS800]

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@anderl wrote:

All in Siggie below. And believe it or not, I'm thinking about gettting a  Discover and a CitiBank MC/Visa

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YOu have awesome cards and CL

I noticed that you have the First Tech card. I had it a while back (before addison merged with first tech)

Can you share your scores?

[CS800]

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@LTomBerry wrote:

 

What did you have to do to get an AmEx limit over $25k? Seems like that's the limit without getting the spanish inquisition.

To answer your question:

AmEx BCP $19.3k

USAA World MC $14k

Discover More $4k

BofA Visa Sig $5k

Target $2.5k

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I'm surprised you havent gone for any NFCU cards.

[Anonymous]

I have 10 cards:

Citi Dividend Mastercard $7450, Citi ThankYou Amex $5650, American Express HHonors $10,500, BofA Accelerated Rewards Amex $8,000, M&I Bank Visa $4,000, Discover More $1,800, Chase Sapphire $8500, Chase Freedom $3000, Nordstrom $3000, Von Maur Charge (npsl).

Just recently went from $6k on the HHonors to what I requested, $10.5k, instantly after request.

[cableguy123]

my small collection

nfcu cashrewards 15K

Sallie Mae 5% 7.5K

chase sapphire preferred 5k

Boa cashrewards 5k

citi dividend 3.8k

chase amazon 2.8k

best buy store 1940

cap one platinum 1.5k

hsbc platinum 1.5k

citi diamond preferred 1k

walmart 400.00 lol

[Anonymous]

4 cards for me: $14600 total

Amex BCE - $3000

Chase Freedom - $3000

Chase BP - $4600

Citi Forward - $4000

Edit: Chase BP is a mix between Penfed (5% gas except only at BP) and Amex TrueEarnings (2% restaurants and travel), all the others I'm sure ppl are familiar with 

[LTomBerry]

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@CS800 wrote:

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@LTomBerry wrote:

 

What did you have to do to get an AmEx limit over $25k? Seems like that's the limit without getting the spanish inquisition.

To answer your question:

AmEx BCP $19.3k

USAA World MC $14k

Discover More $4k

BofA Visa Sig $5k

Target $2.5k

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I'm surprised you havent gone for any NFCU cards.

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I might go for the NFCU cash rewards card someday just because it's 1.5% after $10k. It'd make a good "all other categories" card.  For now I have enough to meet my needs. Maybe after my AAoA recovers I'll look into it.

Honestly if I was looking to maximize every reward cent possible I'd do a Chase Freedom for the 5% categories that don't overlap with Discover More, Sapphire for the 2% on dining, PenFed for fuel, and NFCU for everything else. But that's a lot of cards to carry around, pay off, and remember which one to use all the time, and remind my wife which one to use all the time. Yes I know there are some of you guys that have spreadsheets and formulas for all that but I have enough to keep me occupied.

*Yes I know Citi Foward does 5x points on dining but I am not a fan of the Thank You points program. 1 point isn't always 1%.

**I know Capital One Cash effectively gives you 1.5% on all purchases but I prefer to steer clear of Cap1 altogether.

[tcbofade]

Between the wife and I, we've got 30 of the darn things.

total credit line= $35,225.00

total balances= $20,655.17.

Overall util = 58.6%

Someday, I'd like to obtain bigger, better (balance transfer) cards, but not this year...too many inquiries.

[Anonymous]

I am very proud of my crop right now. I will be 21 next month and I think I am doing pretty good for my age.

Capital One Platinum MC - CL $500 - 9/10

Amazon Store Card - CL $1200 - 5/11

Care Credit - CL $2000 - 9/11

And in the last two days I was approved for;

Capital One Cash Rewards MC - CL $3,000

Citi Forward - CL $2,500

Total Credit Line - $9,200

I currently have balances totaling $991 which will put my UTL at 11%      

I had to share. I was approved for the Citi card about 20 minutes ago so I'm still very excited!