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What is your go to card?? (List order)

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Bman70
Established Contributor

Re: What is your go to card?? (List order)

 

In order of actual use, I'd have to say:

1. Amex BCP. It just feels good to use. 

2. Barclay Sallie Mae. Just for gas and the occasional grocery not covered by BCP. 

3. US Bank Cash+. Eating out. 
4. Cap1 Quicksilvers for minor things online, just to keep active. 


EX 822
TU 834
EQ 820


Message 51 of 74
Callandra
Valued Contributor

Re: What is your go to card?? (List order)

Barclay for Groceries (Target/Walmart/Publix)

Freedom for Gas (well right now since it's 5%, but when it's not, Barclay) and all other general spend

Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500

Last HP: 9/27/2015
Message 52 of 74
Glkslngr
Frequent Contributor

Re: What is your go to card?? (List order)

Right now: NFCU Cash Rewards, Chase Freedom, Capital One Platinum.
Message 53 of 74
randeman
Frequent Contributor

Re: What is your go to card?? (List order)

Freedom, It, CSP, Escape, United MileagePlus, Delta Skymiles, and Barclay Holland-America.

Experian Score: 689--Amex 27 July 2014; Equifax Score 680--MyFICO--17 September 2014; TransUnion Score 718-Discover 20 August 2014--PUH-RAISE JESUS, I finally broke 700!!! Cards and Credit Lines: Escape by Discover, Chase Freedom Signature Visa, Chase United MileagePlus Explorer Signature Visa, Chase Sapphire Preferred Signature Visa, Barclay's Holland America Visa, Citibank Custom Credit Line, Paypal Custom Connect Credit Line, Bloomingdale's, Macy's Premier Elite, Amazon Store Card, Lord & Taylor, Nordstrom, Discover It, Gold Delta SkyMiles from American Express, PayPal BML.
Message 54 of 74
iCoop
Regular Contributor

Re: What is your go to card?? (List order)

IHG Rewards Club MC - everyday card used as my goto card for any and everything

Sapphire Preferred - use from time to time while the first year is free then not getting used

NFCU CashRewards Sig - backup card



Starting Score: EQ 675 | TU 688 | EX 702
Current Score: EQ 795 | TU 788 | EX 770
Goal Score: 750 (Across All 3)


Take the myFICO Fitness Challenge
Message 55 of 74
jamesdwi
Valued Contributor

Re: What is your go to card?? (List order)

Resturants,  CSP  ( yes probably far too often)

Groceries  ( BCP)

Gas Statations  (BCP) 

Need Cash   - sams club Discover/MC

BCP everything else.

 

if CapOne treated me right, they could be the Everything else card, at 1.5% but only a 2k limit means I lack the freedom I like

 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 56 of 74
Hockeyplayrr
Frequent Contributor

Re: What is your go to card?? (List order)

1) CSP (everything not covered on sallie mae)

2) Sallie Mae

3) Penfed Rewards/Amex BCE

Credit Scores: Equifax - 744 (Oct FICO) | Experian 736(Oct Fico) | Transunion - 755(Oct Fico)

Credit Lines: Diners Club 20k | Penfed Plat Rewards 7k | SDFCU 5k | Amex BCE - 10.5k | Chase Freedom 4.5k | CSP - 10.6k | Discover IT - 9k | Sallie Mae 3.8k | BofA 123 - 4.9k | CITI Double Cash 9.1k | Total Rewards 3.25k
Message 57 of 74
vivman1107
Valued Member

Re: What is your go to card?? (List order)

1. Fidelity Investments AMEX - 2% on everything

2. Sallie Mae MasterCard - 5% on groceries and gas

3. US Bank Cash+ - 5% on 2 categories

4. Amazon Rewards Visa - 3% on Amazon

5. Chase Freedom - 5% on rotating categories

6. Discover it - 5% on rotating categories

7. Citi Dividend Platinum - 5% on rotating categories

8. Best Buy MasterCard - 0% financing at Best Buy

9. Marriott Premier Rewards Visa - Free night once a year, extra points on stays at Marriott properties








Message 58 of 74
Cstone87
New Contributor

Re: What is your go to card?? (List order)

Fidelity 2% Amex
CSP
Arrival +
Ritz (only for hotel stays)
Too many cards
DOJ
Message 59 of 74
leoment
Frequent Contributor

Re: What is your go to card?? (List order)

This one is pretty easy:

Amex BCP for 6% on Groceries (+Gas)

Citi Forward for 5% on dining/amazon/bookstores

and BOA Travel Privileges for 2.2% on everything else

 

unless Discover or C. Freedom cards have a good rotating category, those cards remain sock-drawered.

800+ across all three (via FAKOs) has been achieved! Current goal - Get down to 6 cards in total - sitting with 8 currently.
Message 60 of 74
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