What is your goal card by the end of the year?

EW800 · ‎05-03-2015

My goal this year is to garden 100%! No inquiries, No new accounts. I just want to let all the hard work of the rebuild over the past two years or so just garden and benefit from time! 😀

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

Anonymous · ‎05-03-2015

Sallie Mae, Double Cash, or BoA BBR!

Anonymous · ‎05-03-2015

Not until January 2016, I will try for the Citi Prestige...

Anonymous · ‎05-03-2015

Amex Everyday. That's only if I can stay on track and garden til the end of the year.

MissMoni223 · ‎05-03-2015

I have 26 cards, my goal is to garden strong, let the inquires age off, watch my scores rise, & increase my current limits via SP's only!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)

taxi818 · ‎05-03-2015

Great goal missmoni223. Yeah. Actually I think I'm done with credit cards. Maybe in q couple years will see whats new.

One7 · ‎05-03-2015

So many different cards out there to choose from

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////

Anonymous · ‎05-03-2015

I'm hoping to get the CSP and Freedom. Then some type of AMEX (just so I can be in the club), Home Depo and Lowes next year and I'll pretty much be done.

Santi78342 · ‎05-03-2015

Freedom when the $200 bonus comes back and that's it for the year for me!

Dj4Money · ‎05-04-2015

Well after one more thing drops off my report, Cap1 QS, but by year's end, I'd like a Venture.

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