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I have 8 new accounts from 2017 with 0% APR ending at various points in 2018 and 2019. Citi also gave me 0% APR on my Double Cash (existing account) through August of 2018.
My lowest APR ignoring 0% limited time offers is 7.74% with US Bank.
US Bank card 7.75%
Old AmEx Optima 8.24%
DW new Platinum NFCU 6.99% (25k CL)
Merrick Bank 7.15% variable was 6.15% before the recent adjustments
BofA 7.99% fixed never changed in many years
My PenFed Platinum Rewards is my best at 10.99%. I really don't carry a balance on it because (1) it's not worth the interest to me, and (2) my BCE is still in 0% mode.
I plan to keep 0% card around for when I need to float something for more than ~20 days. Discover is begging me to open an account with 14 mo @ 0%.
NFCU Platinum 6.99% @25K, when I first got it was 6.34 or something like that.
Let hope it doesn't go up anymore than 6.99%, its great place to park debt if needed.
Penfed at 8.99% I believe. Non-rewards.