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Regular Contributor
Posts: 120
Registered: ‎03-14-2013
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What is your lowest and highest APR?

Just curious b/c I'm trying to get mine down. My lowest is 11.99% with Citi. Highest is 17.99% with Chase.

Regular Contributor
Posts: 234
Registered: ‎08-04-2012
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Re: What is your lowest and highest APR?

6.74% with Citi and 17.24% with Discover

Contributor
Posts: 117
Registered: ‎01-29-2013
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Re: What is your lowest and highest APR?

11.29% citi
19.99% chase

BOA Better Rewards: 5K | Citi Forward: 8.6K | Chase Freedom: 10K | Discover IT: 7K | Amex BlueSky: 12.4K | Chase IHG: 5K | Sallie Mae: 9K | Chase CSP: 8.4K | Barclays Rewards 3k

TU FICO 771
Valued Contributor
Posts: 3,097
Registered: ‎10-02-2012
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Re: What is your lowest and highest APR?

Other than 0% offers, I think:

14.99% US Bank (Flexperks) and 25.24% Crap1 (Bestbuy)

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 1,877
Registered: ‎11-17-2012
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Re: What is your lowest and highest APR?

7.9% on Orchard, 26.99% on JCP

Capital One Quicksilver World Mastercard $10k | JCPenney Platinum $7.5k | Shell Drive for Five $800 | Chase Freedom Visa Signature $9.8k | TD Bank Easy Rewards Visa Signature $5k | Chase Sapphire Visa Signature $10k | American Express Blue Sky $25k | Discover IT $9.5k | SavingStar American Express $14.8k

FICOS: EX 761 EQ 712 TU 740 Credit Karma VantageScore 3.0 (TU) 732 (EQ) 728 Credit Sesame (EX) 776 Credit.com (EX) 774 VantageScore 3.0 726
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
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Re: What is your lowest and highest APR?

Lowest is Chase Disney Visa 14.24% and highest is PayPal Smart Conncect 26.99% and Victoria Secrets 26.99%

Valued Contributor
Posts: 1,381
Registered: ‎09-01-2011
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Re: What is your lowest and highest APR?

Outside of my store cards, my lowest is BofA and Discover at 9.99% and highest is 15.24% for Chase.

Established Member
Posts: 11
Registered: ‎02-22-2013
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Re: What is your lowest and highest APR?

BoA 7.90%.

Citi 16.74%.

CHASE: Freedom Visa 5K, Freedom MC 8.5K, United 5.9K, SP 5K
BK of AMER: Better Balance Rewards MC 11.3K
American Express: BCP 5.5K, PRG NPSL
Discover MORE 3.5K, MORE joint 500
Citi: Platinum 3250, AA Visa 6.5K, AA Business 13K
Barclay NFL: Visa 7.5k, MC 7k
Valued Contributor
Posts: 3,097
Registered: ‎10-02-2012
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Re: What is your lowest and highest APR?


mxp114 wrote:

Outside of my store cards, my lowest is BofA and Discover at 9.99% and highest is 15.24% for Chase.


OT

 

Any idea how much AMEX would let you charge to your Plat?

 

Have you ever played with the check spending button? You should try $100k.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Valued Contributor
Posts: 1,381
Registered: ‎09-01-2011
0

Re: What is your lowest and highest APR?

Wow 7.9% BofA? I thought 9.99% was great. And it allowed me $70k the last time I checked for fun. I didn't want to keep trying and get flagged.

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