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What is your lowest and highest APR?

Regular Contributor

What is your lowest and highest APR?

Just curious b/c I'm trying to get mine down. My lowest is 11.99% with Citi. Highest is 17.99% with Chase.

Message 1 of 24
23 REPLIES
Regular Contributor

Re: What is your lowest and highest APR?

6.74% with Citi and 17.24% with Discover

Message 2 of 24
Highlighted
Regular Contributor

Re: What is your lowest and highest APR?

11.29% citi
19.99% chase

Message 3 of 24
Valued Contributor

Re: What is your lowest and highest APR?

Other than 0% offers, I think:

14.99% US Bank (Flexperks) and 25.24% Crap1 (Bestbuy)

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 4 of 24
Valued Contributor

Re: What is your lowest and highest APR?

7.9% on Orchard, 26.99% on JCP


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
Message 5 of 24
Senior Contributor

Re: What is your lowest and highest APR?

Lowest is Chase Disney Visa 14.24% and highest is PayPal Smart Conncect 26.99% and Victoria Secrets 26.99%

Message 6 of 24
Valued Contributor

Re: What is your lowest and highest APR?

Outside of my store cards, my lowest is BofA and Discover at 9.99% and highest is 15.24% for Chase.

Message 7 of 24
Established Member

Re: What is your lowest and highest APR?

BoA 7.90%.

Citi 16.74%.

CHASE: Freedom Visa 5K, Freedom MC 8.5K, United 5.9K, SP 5K
BK of AMER: Better Balance Rewards MC 11.3K
American Express: BCP 5.5K, PRG NPSL
Discover MORE 3.5K, MORE joint 500
Citi: Platinum 3250, AA Visa 6.5K, AA Business 13K
Barclay NFL: Visa 7.5k, MC 7k
Message 8 of 24
Valued Contributor

Re: What is your lowest and highest APR?


mxp114 wrote:

Outside of my store cards, my lowest is BofA and Discover at 9.99% and highest is 15.24% for Chase.


OT

 

Any idea how much AMEX would let you charge to your Plat?

 

Have you ever played with the check spending button? You should try $100k.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 9 of 24
Valued Contributor

Re: What is your lowest and highest APR?

Wow 7.9% BofA? I thought 9.99% was great. And it allowed me $70k the last time I checked for fun. I didn't want to keep trying and get flagged.

Message 10 of 24