Reply
Established Contributor
Posts: 554
Registered: ‎09-28-2012
0

Re: What is your "I've arrived" Card?

I would have to say it was my Bofa soggy. Next level will be once I 3x my amex bc in 2 months, convert cash rewards to cash+ and get csp



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Frequent Contributor
Posts: 341
Registered: ‎01-16-2013
0

Re: What is your "I've arrived" Card?

Like many others here, I first felt like I had arrived when I was approved for a NFCU Visa Sig at $25,000. My next 'I've arrived' moment will be when I have a Discover It, AmEx BCE, and CSP in my wallet. That will round me out at 6 cards (unless I can PC the Chase Amazon Rewards card, making it 5 - which I would prefer). I am hoping to pick at least one of these cards up this summer, and would like to have all three of them by mid next year.


Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 777, myFICO TU: 789, myFICO EX: 787
My Wallet: Chase Freedom, Discover It, NFCU cashRewards, Capital One Quicksilver, Chase Amazon Rewards
Gardening since 02/19/13
Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
0

Re: What is your "I've arrived" Card?

CSP which I just got approved for today

Regular Contributor
Posts: 127
Registered: ‎07-09-2012
0

Re: What is your "I've arrived" Card?

My Discover It that I just got approved for yesterday. I still have a long way to go to truly arrive but with this approval I feel I'm definitely on my way.
Frequent Contributor
Posts: 474
Registered: ‎04-09-2012
0

Re: What is your "I've arrived" Card?

My "almost there" card is my USAA card.  I think my "I've arrived" card will be Amex.  My bankruptcy will be 8 years old in October, so by the end of the year, hopefully I will be an Amex member. 

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Established Member
Posts: 85
Registered: ‎02-08-2013
0

Re: What is your "I've arrived" Card?

I'll have arrived when I have these 3 cards:

- Blue Cash Preferred AMEX

- Chase Sapphire Preferred

- NFCU Visa Signature Flagship Rewards

 

That's pretty much my motivation for getting my score up. We aren't looking for a new house or car any time soon. Its just for the perks of having the best cards available, and to feel like you've accomplished a goal you set for yourself long ago.


Total CL $179k | Budget Management | FICO Scores (TU 693) (EX 718) (EQ 729) | EIDT Me+Spouse Plan
Frequent Contributor
Posts: 341
Registered: ‎01-16-2013
0

Re: What is your "I've arrived" Card?


_jb_ wrote:

Like many others here, I first felt like I had arrived when I was approved for a NFCU Visa Sig at $25,000. My next 'I've arrived' moment will be when I have a Discover It, AmEx BCE, and CSP in my wallet. That will round me out at 6 cards (unless I can PC the Chase Amazon Rewards card, making it 5 - which I would prefer). I am hoping to pick at least one of these cards up this summer, and would like to have all three of them by mid next year.


As an update, just got the Discover It, and it feels amazing knowing that I qualified for it. In 6 months I will be in the position to grab the AmEx BCE. I'm going back and forth on the CSP now. I don't *really* need it...


Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 777, myFICO TU: 789, myFICO EX: 787
My Wallet: Chase Freedom, Discover It, NFCU cashRewards, Capital One Quicksilver, Chase Amazon Rewards
Gardening since 02/19/13
Established Member
Posts: 33
Registered: ‎01-28-2013
0

Re: What is your "I've arrived" Card?

lots of CSP replies.  What is so good about this card?..2x travel and dining for $95??..What am I missing...yes, it's metal, what else?

 

Senior Contributor
Posts: 4,694
Registered: ‎02-23-2011
0

Re: What is your "I've arrived" Card?


sambam94 wrote:

lots of CSP replies.  What is so good about this card?..2x travel and dining for $95??..What am I missing...yes, it's metal, what else?

 


Mainly, it allows for transferring UR points to airlines and hotels, which leads to potentiall higher value than redeemed for cash and no forex fee.

Valued Contributor
Posts: 1,467
Registered: ‎08-30-2011
0

Re: What is your "I've arrived" Card?

[ Edited ]

Open123 wrote:

sambam94 wrote:

lots of CSP replies.  What is so good about this card?..2x travel and dining for $95??..What am I missing...yes, it's metal, what else?

 


Mainly, it allows for transferring UR points to airlines and hotels, which leads to potentiall higher value than redeemed for cash and no forex fee.


Additionally...

https://creditcards.chase.com/sapphire/credit-card-benefits/chase-sapphire-preferred-benefits/?ecm=c...

 

That 40K sign up points is an incredible benefit, if travel is booked through Chase, that's $500 worth of free travel.  Use the card and/or other Chase cards, accumulate points, combine them, and you've got a free trip to whereever you want to go. 

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 822 TU = 830 - 01/2015
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.