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Established Contributor
toppers555
Posts: 550
Registered: ‎09-28-2012

Re: What is your "I've arrived" Card?

I would have to say it was my Bofa soggy. Next level will be once I 3x my amex bc in 2 months, convert cash rewards to cash+ and get csp



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Frequent Contributor
_jb_
Posts: 301
Registered: ‎01-16-2013

Re: What is your "I've arrived" Card?

Like many others here, I first felt like I had arrived when I was approved for a NFCU Visa Sig at $25,000. My next 'I've arrived' moment will be when I have a Discover It, AmEx BCE, and CSP in my wallet. That will round me out at 6 cards (unless I can PC the Chase Amazon Rewards card, making it 5 - which I would prefer). I am hoping to pick at least one of these cards up this summer, and would like to have all three of them by mid next year.


Starting Scores: myFICO EX: ???, myFICO EQ: 678, myFICO TU: 676 (01/2013)
Latest Scores: myFICO EX: 704, myFICO EQ: 702, myFICO TU: 718
My Wallet: Chase Sapphire Preferred, Discover It, NFCU cashRewards, Capital One Quicksilver, Chase Amazon Rewards
Gardening since 02/19/13
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: What is your "I've arrived" Card?

CSP which I just got approved for today

Regular Contributor
Goal850
Posts: 127
Registered: ‎07-09-2012

Re: What is your "I've arrived" Card?

My Discover It that I just got approved for yesterday. I still have a long way to go to truly arrive but with this approval I feel I'm definitely on my way.
Frequent Contributor
kimmiller112
Posts: 465
Registered: ‎04-09-2012

Re: What is your "I've arrived" Card?

My "almost there" card is my USAA card.  I think my "I've arrived" card will be Amex.  My bankruptcy will be 8 years old in October, so by the end of the year, hopefully I will be an Amex member. 

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $5000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Established Member
BornSupercharged
Posts: 85
Registered: ‎02-08-2013

Re: What is your "I've arrived" Card?

I'll have arrived when I have these 3 cards:

- Blue Cash Preferred AMEX

- Chase Sapphire Preferred

- NFCU Visa Signature Flagship Rewards

 

That's pretty much my motivation for getting my score up. We aren't looking for a new house or car any time soon. Its just for the perks of having the best cards available, and to feel like you've accomplished a goal you set for yourself long ago.


Total CL $179k | Budget Management | FICO Scores (TU 693) (EX 718) (EQ 729) | EIDT Me+Spouse Plan
Frequent Contributor
_jb_
Posts: 301
Registered: ‎01-16-2013

Re: What is your "I've arrived" Card?


_jb_ wrote:

Like many others here, I first felt like I had arrived when I was approved for a NFCU Visa Sig at $25,000. My next 'I've arrived' moment will be when I have a Discover It, AmEx BCE, and CSP in my wallet. That will round me out at 6 cards (unless I can PC the Chase Amazon Rewards card, making it 5 - which I would prefer). I am hoping to pick at least one of these cards up this summer, and would like to have all three of them by mid next year.


As an update, just got the Discover It, and it feels amazing knowing that I qualified for it. In 6 months I will be in the position to grab the AmEx BCE. I'm going back and forth on the CSP now. I don't *really* need it...


Starting Scores: myFICO EX: ???, myFICO EQ: 678, myFICO TU: 676 (01/2013)
Latest Scores: myFICO EX: 704, myFICO EQ: 702, myFICO TU: 718
My Wallet: Chase Sapphire Preferred, Discover It, NFCU cashRewards, Capital One Quicksilver, Chase Amazon Rewards
Gardening since 02/19/13
Established Member
sambam94
Posts: 33
Registered: ‎01-28-2013

Re: What is your "I've arrived" Card?

lots of CSP replies.  What is so good about this card?..2x travel and dining for $95??..What am I missing...yes, it's metal, what else?

 

Senior Contributor
Open123
Posts: 3,915
Registered: ‎02-23-2011

Re: What is your "I've arrived" Card?


sambam94 wrote:

lots of CSP replies.  What is so good about this card?..2x travel and dining for $95??..What am I missing...yes, it's metal, what else?

 


Mainly, it allows for transferring UR points to airlines and hotels, which leads to potentiall higher value than redeemed for cash and no forex fee.

Valued Contributor
thom02099
Posts: 1,313
Registered: ‎08-30-2011

Re: What is your "I've arrived" Card?

[ Edited ]

Open123 wrote:

sambam94 wrote:

lots of CSP replies.  What is so good about this card?..2x travel and dining for $95??..What am I missing...yes, it's metal, what else?

 


Mainly, it allows for transferring UR points to airlines and hotels, which leads to potentiall higher value than redeemed for cash and no forex fee.


Additionally...

https://creditcards.chase.com/sapphire/credit-card-benefits/chase-sapphire-preferred-benefits/?ecm=c...

 

That 40K sign up points is an incredible benefit, if travel is booked through Chase, that's $500 worth of free travel.  Use the card and/or other Chase cards, accumulate points, combine them, and you've got a free trip to whereever you want to go. 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K / Wells Fargo Platinum Visa $7.5K / Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014

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