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What kind of CITI card you have?

Frequent Contributor

Re: What kind of CITI card you have?

Work with what you have to keep your utilzation low until you're in the high 600's.  All you'll get now is low limit cards if not outright denial.  I'm speaking from experience.

My Wallet:
AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k
Message 11 of 25
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Frequent Contributor

Re: What kind of CITI card you have?

Ok thank you! I will stop apping like a crazy person Smiley Happy I am very lucky to have the ones that I do! I love these.forums. You guys are great!
Message 12 of 25
Established Contributor

Re: What kind of CITI card you have?

In siggy

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 13 of 25
Regular Contributor

Re: What kind of CITI card you have?

For people with multiple citi cards are all the member since dates different?

Message 14 of 25
Valued Contributor

Re: What kind of CITI card you have?

The member date reflects the account opening year as with nearly every bank except AmEx which is a universal date for all cards.

Message 15 of 25
Established Contributor

Re: What kind of CITI card you have?

Citi Forward and DIvidend

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 16 of 25
Valued Contributor

Re: What kind of CITI card you have?

citi foward

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 17 of 25
Contributor

Re: What kind of CITI card you have?

Recently got approved for CITI diamond Preferred. I certanly have no need for a balance transfer card, and I definetly didn't need another card.

I only got it for the Concierge Service really. (Though I used the concierge before even applying lol.) And because I wanted a mastercard

My ultimate credit wish,
a JP Morgan Palladium card
Message 18 of 25
Valued Contributor

Re: What kind of CITI card you have?

I have a Citi Diamond Preferred.  I'm thinking about PC'ing to something else. 

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 19 of 25
Regular Contributor

Re: What kind of CITI card you have?


android01 wrote:

I have a Citi Diamond Preferred.  I'm thinking about PC'ing to something else. 


Any idea what you might get?

Message 20 of 25