Present scores are 625, 631, and 640 (Eq, Exp, and TU respectively). My husbands scores went up almost 80 points in 3 weeks after a paydown of his cards, so I expect to hit 700. Also I have no lates, a collection on ONE report (unfounded and about to be deleted), and the only other derogs are the 6 year old bk that is going to fall off in the spring-fall of 09. At least, that is what my reports state!
Any other advice?
P. S. My age of my reports is also 16 years so history says VERY GOOD and I have about 8 paid off mortgages, 2 credit cards, 2 store cards (home depot,lowes) and an auto loan. I think that is about the exact mix everyone talks about.
Message Edited by itzateach on
09-23-2008 07:21 AM