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What model does Cap One use??

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delaney1
Established Contributor

Re: What model does Cap One use??

I think the 3 score report is now updated quarterly.

Message 11 of 12
Anonymous
Not applicable

Re: What model does Cap One use??


@ddemari wrote:

Yup, we have seen capitalone using FICO 04 model, which I love them for it! 04 scores always higher than my 08 ones. 


Wow that's good to know. My FICO 04 score are quite a bit higher across all three. 701 EQ (probably a bit higher now), 702 EX, and 664 TU (newer med CO in error will be coming off). If only I had some time on my revolvers. They are all less than six months. Maybe one of these days I'll see a Venture pre qualify. 

Message 12 of 12
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