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01-02-2013 10:41 PM
CSP... my advice is to wait until you've received your 61 day CLI with amex delta and the new limit is reporting... then, they are more likely to match your Amex Delta limit Also, more likely to be approved on Recon...
Nice approval on the Amex Way to go!
01-03-2013 04:12 PM - edited 01-03-2013 04:21 PM
generally speaking, the information that I got from Chase was that cards could be PCed after their 1 year anniversary... I got this message when I asked Chase to upgrade my amazon card to the Amazon Visa Siggy.
I personally think its important to use only one card as a primary, so that you aren't diluting your rewards. For this reason I don't see the point in having both CSP and PRG. Especially since they both have Annual Fees. Why not just keep Freedom?
01-03-2013 07:50 PM
Yeah, I haven't quite figured out that part of my plan. I thought I wanted all of my cards to earn miles/points but I also realize that if you spread your spending across 3 or 4 cards then you earn miles alot slower. I was looking at the perks of the Amex PRG and I thought it had more....does Platinum make more sense?
01-10-2013 12:08 PM
Well yesterday I decided that I would go for broke and applied online for the Chase SP and got the pending review notice. So today I called the reconsideration number and after answering questions about my report and income, I was approved the Sapphire Prererred. The lady I spoke to said that she could make it happen by moving 3,500 of my availble credit on the Freedom card. So now I have only 500 on the Freedom but got the CSP as the prize!