What not to do

[MoreRewards]

I Love this thread. I just lol'd.

Some of it is very Dr S. Sounding

[juggalo9er]

apply for only prime cards example:

first premier

credit one

verve mastercard

[jon22guitar]

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@MoreRewards wrote:
I Love this thread. I just lol'd.

Some of it is very Dr S. Sounding

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Of course, that is its intended purpose.

What's your worst advice?

[MoreRewards]

Lol I don't know if I've got anything worse!
Some of these were great.

Apply for dozens of cards and once the denials roll in keep trying the card companies like to see persistent people who appreciate challenges. If they won't budge contact all your approved card lenders for a CLI increase. Make sure these are HP only!!! Once that's done cash advance as much of that free money as possible. Use the remaining available credit ASAP so you can have maxed out cards and show the companies you need more CLI and really love doing business with them. Make sure if you bother to make payments it's only the minimum.

[Anonymous]

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@MoreRewards wrote:
Lol I don't know if I've got anything worse!
Some of these were great.

Apply for dozens of cards and once the denials roll in keep trying the card companies like to see persistent people who appreciate challenges. If they won't budge contact all your approved card lenders for a CLI increase. Make sure these are HP only!!! Once that's done cash advance as much of that free money as possible. Use the remaining available credit ASAP so you can have maxed out cards and show the companies you need more CLI and really love doing business with them. Make sure if you bother to make payments it's only the minimum.

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Why pay them at all? Just cash it all out and move on to the next one!

[BUN]

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@longtimelurker wrote:

Apply for a card based soley on its appearance ("It's metaaaaal"  Yes, so are some spoons).

Or because of the tier:  "It's a WEMC!!!!!! I'm not sure what that gives me or if I can ever use it.  But.... it's a WEMC!!!!!!"

Or because it has an EMV chip (all cards will soon so it's really not that special).

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"IT"S METAAAAL!!!" I laughed so hard I snorted...