What now?/

[Anonymous]

I have a CapOne card ($750), FingerHut CL ($1250), just approved for DiscoverIt card (1200), what else should I be doing to boost credit?? Work these cards, apply for loan, sit on my buns, twittle my thumbs and wait??

[krmurrayjr10]

Time will be your friend here. Use them and pay them every month, preferably with less than 10% of the total credit line in use by the time each statement closes. The Capital One and Discover cards will grow quickly if you use them a lot and pay them in full right away. My first Cap One Card went from a limit of $500 to $4000 in a year and a half of heavy use and paying far more than the minimum due each month.

[AverageJoesCredit]

Apart from time, maybe a ssl to help your credit mix, search Alliant SSL and itll show you what to do

[peghede]

Alliant is great in checking and savings only.

[Anonymous]

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@peghede wrote:

Alliant is great in checking and savings only.

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CD rates are good as well but that's about it.

[HeavenOhio]

Alliant's Share Secured Loan is a great option if one has no installment loans and doesn't have the financial need to take one on. Read the first three posts of this topic in the scoring forum:

Adding an installment loan -- the Share Secure technique

[Anonymous]

They upped their rewards game to 2% rewards card. That's great for a general spending card. Also it's a Visa, so it can be used at Costco for 2% cashback.

[AverageJoesCredit]

Thanks HeavenOhio, thats what i had in mind