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I have both, Lowes $17k, HD $15k - the local stores are across the street from each others. If I could only have 1 it would be Lowes, but I don't have to limit myself to only one.
Lowe's.
When I bought my house a couple of years ago I went for the Lowe's. I think they started me around $1k and I immediately recon'd to $3500 to buy a fridge on 18m 0%. Then requested $20k when I paid it off and got $17k. Recently requested $25k and got it. It's one store card I don't mind having, because with a limit like that I could have a bathroom remodeled and take the long term 84m 5.99% financing without any hassle of getting a loan. And I disagree with those saying lots of banks offer 0% to start - they do, but the Lowe's card has regular 18m 0% promos. I've used one a couple of times, even if I end up paying it off far earlier. It's a very useful account for a homeowner.
Both stores are the same distance from me. I like shopping Lowes a lot better! Cleaner and friendlier.
Card is great for 5% off and great financing for big projects.
Lowes - I prefer shopping there
Lowes. Easier to get approved and the credit lines are generous.
Home Depot- 2 miles from home
Lowes- 3.5 miles from home
Easy decision LOWES!!!