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What order should I apply for these cards in my app o rama ?

New Contributor

What order should I apply for these cards in my app o rama ?

Hi, I plan to do my first app o rama soon. These are the cards I'm applying for. Discover IT, Barclays Arrival, Saphire Preferred, Us bank cash+, Charles schwab checking account ( heard it requires a hard pull.. ) , and a bluebird card.  What is the best order to apply for these cards ? In terms of which ones are harder to be approved for ? etc..  Is it too much for the first app o rama, will it hurt my credit score too much? I recently had one hard pull on Equifax last week for cli . 

 

My equifax score is 780, AAoA is 3 years, utilization is 7% . 

5 REPLIES
Super Contributor

Re: What order should I apply for these cards in my app o rama ?


anonymous4a wrote:

Hi, I plan to do my first app o rama soon. These are the cards I'm applying for. Discover IT, Barclays Arrival, Saphire Preferred, Us bank cash+, Charles schwab checking account ( heard it requires a hard pull.. ) , and a bluebird card.  What is the best order to apply for these cards ? In terms of which ones are harder to be approved for ? etc..  Is it too much for the first app o rama, will it hurt my credit score too much? I recently had one hard pull on Equifax last week for cli . 

 

My equifax score is 780, AAoA is 3 years, utilization is 7% . 


IMO

Saphire

US bank

Discover

Barclay

Checking account 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor

Re: What order should I apply for these cards in my app o rama ?

+1myjourney Smiley Wink gl!


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
New Contributor

Re: What order should I apply for these cards in my app o rama ?

Isn't barclay arrival supposedly very hard to get ? 

Regular Contributor

Re: What order should I apply for these cards in my app o rama ?

Barclay is usually inquiry sensitive isnt it? i would put that higher on the list because of that. I would just apply for everything at the same time if you really want all of them right now.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Highlighted
Super Contributor

Re: What order should I apply for these cards in my app o rama ?


anonymous4a wrote:

Isn't barclay arrival supposedly very hard to get ? 


No, nothing special.

 

OP mentioned the Bluebird, this doesn't need a credit check at all, as it is a reloadable prepaid card.