Credit Cards Center Credit cards from our partners
Reply
Valued Member
Posts: 44
Registered: ‎07-20-2013
0

What order should I apply for these cards in my app o rama ?

Hi, I plan to do my first app o rama soon. These are the cards I'm applying for. Discover IT, Barclays Arrival, Saphire Preferred, Us bank cash+, Charles schwab checking account ( heard it requires a hard pull.. ) , and a bluebird card.  What is the best order to apply for these cards ? In terms of which ones are harder to be approved for ? etc..  Is it too much for the first app o rama, will it hurt my credit score too much? I recently had one hard pull on Equifax last week for cli . 

 

My equifax score is 780, AAoA is 3 years, utilization is 7% . 

Community Leader
Senior Contributor
Posts: 27,671
Registered: ‎02-07-2013
0

Re: What order should I apply for these cards in my app o rama ?


anonymous4a wrote:

Hi, I plan to do my first app o rama soon. These are the cards I'm applying for. Discover IT, Barclays Arrival, Saphire Preferred, Us bank cash+, Charles schwab checking account ( heard it requires a hard pull.. ) , and a bluebird card.  What is the best order to apply for these cards ? In terms of which ones are harder to be approved for ? etc..  Is it too much for the first app o rama, will it hurt my credit score too much? I recently had one hard pull on Equifax last week for cli . 

 

My equifax score is 780, AAoA is 3 years, utilization is 7% . 


IMO

Saphire

US bank

Discover

Barclay

Checking account 

+ Chase ink =




Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: What order should I apply for these cards in my app o rama ?

+1myjourney Smiley Wink gl!


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Valued Member
Posts: 44
Registered: ‎07-20-2013
0

Re: What order should I apply for these cards in my app o rama ?

Isn't barclay arrival supposedly very hard to get ? 

Regular Contributor
Posts: 173
Registered: ‎06-28-2012
0

Re: What order should I apply for these cards in my app o rama ?

Barclay is usually inquiry sensitive isnt it? i would put that higher on the list because of that. I would just apply for everything at the same time if you really want all of them right now.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Super Contributor
Posts: 11,230
Registered: ‎04-22-2013
0

Re: What order should I apply for these cards in my app o rama ?


anonymous4a wrote:

Isn't barclay arrival supposedly very hard to get ? 


No, nothing special.

 

OP mentioned the Bluebird, this doesn't need a credit check at all, as it is a reloadable prepaid card.

Citi: Forward, AA Select Plat, Double Cash, Dividend. Chase: Amazon, Freedom, CSP. Cap One: 2 x QS. Penfed 2x Plat Rewards. US Bank: Cash Plus. Barclays: Arrival, SM. Amex: BC, BCE, ED. Nasa FCU. Ebates, FIA Fidelity Amex, Discover IT Miles.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.