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What raises a red flag?

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Anonymous
Not applicable

Re: What raises a red flag?

It sounds like you're paying in full every month and not really running up charges on any of them. As long as you keep up that behavior, I'm guessing that you'll be fine.

Message 31 of 35
lhcole77
Valued Contributor

Re: What raises a red flag?


@TekkenQQ7 wrote:

@lhcole77 wrote:

 


,

Ihcole77 are you against me ? Put it down 


I'm not against you, bud. 17 accounts in 7 months could be viewed as a lot and could spook some lenders. It all depends on one's files, history, etc.

 

I've added 6 cards, 1 PLOC and a beautiful new car in the last year. I've tended to spread apps over 6 month period and haven't taken on new lenders with cards, just added to existing lineups.

 

Just having some fun with you Smiley Tongue

Message 32 of 35
Klesko
Regular Contributor

Re: What raises a red flag?

Personally I would not apply for anything even a CLI with this many new accounts for 13 months. Just lay very very low. 

Penfed Visa 10k | Penfed PLOC 25k | Citi Hhonors 10k | Total Rewards Visa $25k | Alliant Visa $15k | Barclays Arrival + $13k | Barclays AAdvantage $5k | Barclays Apple $2.2k | CapOne QS WMC $26.5k | CapOne QS $5k | CapOne Plat $5k | Discover 8.5k | Allegacy Visa $6k | DCU Visa $7.5k | Best Buy Visa $11k | Lowes Store Card $30k | Walmart Store Card $10k | Amazon Store Card $25k
Message 33 of 35
TekkenQQ7
Established Contributor

Re: What raises a red flag?


@killer_queen229 wrote:

I'm curious. What 17 new cards did you get? lol 


3 chase, 2 cap one, 1 BOA, 1discover, 1 U.S. bank, 1 SAMs club MC, 3 Amex , 1 Walmart , 1 lowes, 1 overstock, 1 VS, 1amazon, 1 stash, 

 

VS, overstock and marisota no HP SCT



Message 34 of 35
TekkenQQ7
Established Contributor

Re: What raises a red flag?


@Klesko wrote:

Personally I would not apply for anything even a CLI with this many new accounts for 13 months. Just lay very very low. 


Citi CLI denied too many new accounts I will not try them again 



Message 35 of 35
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