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No checking or savings with them. I had EX/EQ frozen and after I applied called and ask them to pull TU. My TU score was 706 at the time with the BK showing Dec 2009. Its funny you mention total rewards visa, I was also declined for it due to BK last year. I got a preapproved letter this december though and accepted it and got a 11.5k CL and CLI to 15.5k.
Anyone else with experience?
i burned BoA for about 8-9k (with fee and charges) in my 2010 BK - I applied for their reward card 2 months ago and got declined but I was immediately offered the secure 99/500 card. I took the offer.