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What's Your Total Credit Exposure + Bal (Currently)?

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iwazl71
Frequent Contributor

Re: What's Your Total Credit Exposure + Bal (Currently)?

650,000 in exposure, about 8300 owed.

Scores: EQ 796, EX 790, TU 807
Personal and Business Cards: 31 with 763k
High Limit Cards: CSP 50k | BoA Cash 81k | NFCU flagship 60k | Penfed Rewards 50k | Aviator Silver 52k
Message 41 of 47
redpat
Senior Contributor

Re: What's Your Total Credit Exposure + Bal (Currently)?


@iwazl71 wrote:

650,000 in exposure, about 8300 owed.


That's one way to keep util. under 10%, like forever, lol!

 

Ah, it's funny Friday the 13th.......

Personal Cards: Amex Plat | Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR
Message 42 of 47
Anonymous
Not applicable

Re: What's Your Total Credit Exposure + Bal (Currently)?

About 89k in exposure. My balance right now is around 2k. I PIF every month.
Message 43 of 47
heavyjay
Regular Contributor

Re: What's Your Total Credit Exposure + Bal (Currently)?

A little over 135k in exposure. Balances right now are $120.


FICO 08:Jan 18, 2017: EX 800 EQ 725 TU 799
FICO 08:Feb 10, 2017: EX 788 EQ 772 TU 791 (post New Year's app spree)
In the garden as of 1/4/2017. Will remain for all of 2017.
Message 44 of 47
Khalifa_Jayy
Regular Contributor

Re: What's Your Total Credit Exposure + Bal (Currently)?


@iced wrote:

Four cards. $119,800 limit. Balance carried month-to-month is $0. Balance as of right now is $3,029.56.


That's where I want to be in 3 years. Four to five cards, $125k+ limit.

 

Good work.

 



CreditXpert Scores: EX [672] | EQ [681] | TU [677] | American Express FICO 8: EX [698]

  seedling-transparent.png

 

 

TOTAL CREDIT LIMIT:
FICO:
CREDIT AGE:

Message 45 of 47
Josh611
Regular Contributor

Re: What's Your Total Credit Exposure + Bal (Currently)?

$107,101 in available credit

$823 being used.

 

Didn't realize I passed the $100k mark. Not bad for getting my first credit card 3 years ago lol

 

I have 3 above $20k, and the rest are around $10kish

Current FICO Scores EQ 782,TU 755, EX 754

AMEX BCE $24k, Quicksilver $10k, Venture $13k, Sallie Mae Mastercard $8.3K Chase Freedom 5k, Discover IT $3.4k, Kohl's Charge $2.5k, Capital One Secured $801
Message 46 of 47
wasCB14
Super Contributor

Re: What's Your Total Credit Exposure + Bal (Currently)?

For everyone with giant total CLs...

 

What's the most of it you've ever actually used?

 

I've "only" got 70k in CLs. As a PIFer my total balances are usually under $5k. I think my all-time high is like $10k and I paid if off on the due date since it wasn't at 0%.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 47 of 47
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