Reply
Senior Contributor
jsucool76
Posts: 3,670
Registered: ‎12-11-2011
0

Re: What's harder to apply? AMEX PRG or AMEX Delta Gold?


Objectivist wrote:

It's strictly for the bonuses right now. I'll have a much higher income after graduation.


Also I'm fairly certain AF is waived the first year for all charges (with exception of the plat) so you can always downgrade to green or something later. 

>
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: What's harder to apply? AMEX PRG or AMEX Delta Gold?

Maybe put your expected income on the app, that way if they FR you later... You'll prob have proof at that point... They will consider all expenses...rent, cars, other debt... That alone could disqualify you if you just have $20k in income, which is def good for a college kid. Fact is though... Amex likes big spenders. To be honest, you might be better off with the Amex BCE. Im still in school with a good paying job and got approved for it. I have a 696 TU Fico, almost 690 on EQ and 700 on EXP. They pulled every report for me :-(.
Best of luck :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Member
Objectivist
Posts: 55
Registered: ‎09-26-2012
0

Re: What's harder to apply? AMEX PRG or AMEX Delta Gold?

[ Edited ]

Took everyone's advice. Got PRG first, then Delta after. Approved for both!

Senior Contributor
jsucool76
Posts: 3,670
Registered: ‎12-11-2011
0

Re: What's harder to apply? AMEX PRG or AMEX Delta Gold?


Objectivist wrote:

Took everyone's advice. Got PRG first, then Delta after. Approved for both!


Congrats, treat them well. 

>

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}