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Community Leader
Valued Contributor
Posts: 5,381
Registered: ‎04-30-2013
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Re: What's in the FIRST slot if your wallet right now?

CSP all day!




NFCU Flagship $25,000 I AMEX SPG $23,000 I Chase Sapphire Preferred $17,500 I Discover IT $12,000 I
Valued Contributor
Posts: 1,954
Registered: ‎08-13-2007
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Re: What's in the FIRST slot if your wallet right now?

Costco Amex...

Ray

** Every Card has a Job, and Every Card does its Job **

Regular Contributor
Posts: 147
Registered: ‎03-08-2012
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Re: What's in the FIRST slot if your wallet right now?

1. Citi Debit
2. PNC Debit
3. Discover IT (everyday card)
4. Cap One QS (back up to discover)

All my other cards are SD'd.....
>
Contributor
Posts: 83
Registered: ‎09-05-2013
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Re: What's in the FIRST slot if your wallet right now?

I started on this Forum at the beginning of September and have been blessed.  Such great, friendly advice.  I feel part of the myFico family.

 

In September, I was approved for a Visa by my local bank. (1 pt across the board) ... a Chase Freedom ... an Amex Green.  I know each person is different, but I'd like suggestions as to how/when to use them. 

 

Thanks.

Regular Contributor
Posts: 203
Registered: ‎09-22-2012
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Re: What's in the FIRST slot if your wallet right now?

Discover it & NFCU cashRewards.

EQ: 714, TU: 704, EX: 685
Most used: Barclay Sallie Mae, NFCU cashRewards
Hotel cards: Chase IHG, Hyatt
Rarely used: AmEx BCE, Discover it
Regular Contributor
Posts: 244
Registered: ‎11-25-2012
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Re: What's in the FIRST slot if your wallet right now?

Right now I'm carrying:

 

1. BCP for general spend unless Amex is not accepted, and

2. BOA Travel Privileges

 

I usually keep the Forward because of its' low APR (9.99), but I'm not doing as much dining out lately, so it's gonna be SD for the month of October.


Building the perfect card portfolio, one app at a time.
Available credit: $60+k - INQs: 1 TU, 1 EX, 0 EQ
Discover TU 1/15: 772 Quizzle EQ: 1/19/15: 776
CK: 796 1/19/15 & CS: 771 1/19/15
Planned apps: NONE! Gardening indefinitely! - Palladium Spade 1/14/15
Regular Contributor
Posts: 135
Registered: ‎03-06-2013
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Re: What's in the FIRST slot if your wallet right now?

Left side
1. Regular chase debit card..
2 first progress secured card...
3 open sky Secured card..

Right side
1. First community credit union debit
2. Wells Fargo secured...
3 credit one bank. Unsecured :smileyhappy:

Sucks but I'm getting close
Hey my credit is not that bad.. at least i got a couch with a 87% APR :smileyhappy:

Starting Score: 462 :smileysad: journey started on 3/29/2013
Current Score: EXP 715 :smileyhappy: EQ 720 :smileyhappy: TU 700 Barclaycard fico :smileyhappy:
Goal Score: 700+ one day :smileyhappy: update... 750+ across the board


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Senior Contributor
Posts: 4,654
Registered: ‎06-21-2012
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Re: What's in the FIRST slot if your wallet right now?


napplegate wrote:
1st Slot - CSP (everyday purchases)
2nd Slot - MB Amex (gas)
3rd Slot - Ritz Carlton (all travel as the protections are top notch)
That's a very nice combo!!
JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Established Contributor
Posts: 826
Registered: ‎04-21-2013
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Re: What's in the FIRST slot if your wallet right now?

2 cards

Citi Dividends Platinum Select

Nrewards NFCU

 


(Chase)- Freedom, CSP®, United MileagePlus® Explorer, Marriott Rewards® Premier, Penfed cash+ rewards/Promise.
Amex’s- BCE, Hilton and SPG®, NFCU Cash Rewards, FHB Destinations World Elite.
(Citi)- Dividends Platinum Select, Executive/Platinum® Advantage,Hawaiian Airlines World Elite


Senior Contributor
Posts: 4,654
Registered: ‎06-21-2012
0

Re: What's in the FIRST slot if your wallet right now?


youngandcreditwrthy wrote:
Lol...my wallet is too small for that!

 

You need one of these! (The pic is stock from eBay)   I got one and it's pretty nice.  Great leather from Israel,  and of course it's pretty wide for me to carry in my pocket so i have my separate everyday small & slim wallet for 3 cards and all other cards I use this one.  I love it, I never have to worry about where to find that socket drawer card when i need it, because they are all sorted out in this one :smileywink:

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
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