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What's in your.... Sock Drawer (SD)?

Frequent Contributor

Re: What's in your.... Sock Drawer (SD)?

Orchard bank & c1s for sure though I charge Hulu on capital one need to find a small bill for the other two. One think I think about capitalone there are a pain to get cli however rewards are easy and redeemable easily but also they are less likely to cld bc they are so conservative with extending credit.
Cards: CSP $5k, Capital One Cash Rewards VS $3100, Discover it $3k Capital One MasterCard $600, Orchard Bank $3k, Barclays Rewards MC $1250 Gapcard $900, BR $300, Neiman Marcus $1k, Macys $1200 Walmart $500
In the garden until I can get a BCP

Starting Score: 534
Current Score: 682 EQ SW 660 TU 636 EX 3/26/13
Goal Score: 720


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Message 11 of 31
Valued Contributor

Re: What's in your.... Sock Drawer (SD)?

My Cards: Orchard (1100 CL), Cap1 Cash Rewards ($2500), Freedom ($1000), Best Buy ($2500), Discover It ($1000), Barclays Rewards ($2500)

In the SD: Orchard & Best Buy: currently paying down balances so lack of activity not a concern at this time.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 12 of 31
Valued Contributor

Re: What's in your.... Sock Drawer (SD)?

Cap1 Cash Rewards are definitely easier to track and redeem than the Freedom. I don't know about Barclays and Discover it yet because I just got approved for them. But I love how Cap1 credits your rewards right away once each charge comes out of pending status, they can be redeemed through their mobile app, and they have auto redeem options such as send a check for x dollars when cash back rewards get to $200.
And I also like the 50% cash back bonus that they give each year on the rewards you earned. I will get my cash back bonus in July and I have already earned $142 in cash back so I will at least be getting a $71 cash back bonus in July.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 13 of 31
Established Contributor

Re: What's in your.... Sock Drawer (SD)?

All but my BCP, SPG and Freedom cards.

FICO: EX: 763 (12/16); TU: 786 (12/16); EQ 731 (12/16)
Amex Blue Cash Preferred | Amex SimplyCash Plus | Chase Amazon Prime VS | Chase Freedom VS | Discover IT | Penfed Power Cash Rewards VS | Sams Club MC | USAA Limitless Rewards PV
Message 14 of 31
Member

Re: What's in your.... Sock Drawer (SD)?

Socks and underwear.....  and about 150 vanilla ice cream flavors, Orchard, Capital One, Navy Federal Platinum, DCU debit card, Navy Debit card, 50 pack box of Durex

Message 15 of 31
Regular Contributor

Re: What's in your.... Sock Drawer (SD)?

Best Buy, Notre Dame FCU, Chase SW RR, Discover More, and Citi Thank You all in the SD, mostly because I am hammering down balances.

 

Wallet is Zync and Freedom. Zync will be hitting the SD once I clear out my freedom which will be then my everyday and Disc if the summer category is good!

 

Ultimately SW RR Visa will be my everyday once that balance is gone!

In full gardening/ debt annihilation mode! (4/15/13)
Notre Dame FCU Visa 0/2k (8/04); CapOne Best Buy 800/1.5k (7\06)
Citi Thank You World MC 4800/9.7k (1/11); Amex Zync NPSL (9/11)
Chase Freedom Visa 1600/3.8k (9/11); Chase Southwest RR Premier Visa Signature 4300/10.7k (6/12); Discover It 0/3k (7/12)
EQ: 751 (4/1/13) EX: 742 (4/8/13) TU: 732 (4/8/13)
Message 16 of 31
Established Contributor

Re: What's in your.... Sock Drawer (SD)?

Pretty much all my stores cards. All my cap ones and an amazon chase.
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 17 of 31
Highlighted
Valued Contributor

Re: What's in your.... Sock Drawer (SD)?

lets see 

 

2 citizens cc

macy's 

best buy

walmart

KOHLS(forever)

american eagle

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 18 of 31
Frequent Contributor

Re: What's in your.... Sock Drawer (SD)?

Merrick because has a VERY sad cl ($300.) and a af. Orchard was there because was a sad limit ($520.) and had a af. I just closed IB like 30 mins ago because eo stated the card was in a program that didn't allow clis. So...SHREDDED ;-)

Starting Score: 530
3-2013Score: TU 680 EQ 683 EXP 679 FAKO
Current Score (lender pull): TU 693 EQ 649 EXP 699 Lender Pull
Goal Score: 700


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Message 19 of 31
Established Contributor

Re: What's in your.... Sock Drawer (SD)?

@credit citizens bank? Do you mind telling me your scores/inq amount at time of app if you remember? I bank with them and I want to get their card in October
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 20 of 31