Credit Card Center Advertiser Disclosure

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0 Kudos

Re: What's in your mailbox?


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!

Take the myFICO Fitness Challenge
Mega Contributor
Posts: 15,453
Registered: ‎04-09-2011
0 Kudos

Re: What's in your mailbox?

GoldenloveNY wrote:

What's in my mailbox? Bills. Seriously, I wish one of these days I will have a check waiting for me in my mailbox from a "unknown" sender....:/

Smiley Very Happy

EQ FICO 548 3/3/16
New Contributor
Posts: 178
Registered: ‎04-06-2013
0 Kudos

Re: What's in your mailbox?

Check card for NFCU, but not the nRewards. Smiley Sad

Starting my rebuild!

Frequent Contributor
Posts: 393
Registered: ‎11-06-2008
0 Kudos

Re: What's in your mailbox?

My new Barclays Rewards World MC is NOT, though it did pop up in my credit report already! Very interesting.
WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Established Member
Posts: 30
Registered: ‎04-01-2013
0 Kudos

Re: What's in your mailbox?

My freedom came in the mail today and it is b e a u t i f u l !  Smiley LOL

24 years old..

[ Chase Freedom - $2,500 l Capital One Secured - $300 l Capital One Platinum - $750 l Discover IT - $1,200 l Express NEXT - $900 ]

TU Score: +722 as of 04/11/13
EX Score: +666 as of 04/11/13
[2013 Goals: To be a homeowner, Get AMEX BCE, Cancel Cap1's]
Super Contributor
Posts: 31,000
Registered: ‎02-07-2013
0 Kudos

Re: What's in your mailbox?

3 bills and a chase bold offerSmiley Sad

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor
Posts: 1,145
Registered: ‎04-13-2013
0 Kudos

Re: What's in your mailbox?

NONE of the five cards that I was approved for! (I know, I got ridiculously out of hand but I'm firmly in the garden for the foreseeable future! Now if those cards would just arrive! 😜

Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Valued Contributor
Posts: 1,599
Registered: ‎11-10-2012
0 Kudos

Re: What's in your mailbox?

Kathy4NU wrote:

Today, my nice shiney new Chase Freedom arrived.  0% interest for the first 15 billing months. No annual fee.  1% cash back.  Bonus cash back quarterly.  Nice list of benefits.  Plan to stream all my monthly spending through it and than pay in full each month.  I hope this card will grow with me nicely.


Also in my mailbox is an offer from First Premier!!!!  Preapproved for $700 credit limit with ONLY a $175 yearly annual fee.  After one year my annual fee will ONLY be $49 but I will than have a monthly fee of $14.50 for a total of $174 per year!  My interest rate will be a low introductory offer of just 36.0%


Not sure why I even got the First Premier offer as I have opted out of getting pre-screen offers.  Oh well, it was a nice laugh as I sit and watch the news coming out of Boston which makes me sad. 

Only bills and junkmail...Smiley Sad

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Regular Contributor
Posts: 249
Registered: ‎07-21-2011
0 Kudos

Re: What's in your mailbox?

Congrats on your approvals! Yesterday I got an offer for CapOne Venture card! lol thanks but no thanks.

Starting Score (07/2011): EQ 706 TU 709
Current Score (6/2013): EQ 740 TU 732 EX 740
Goal Score: 750+ on all 3

Take the FICO Fitness Challenge
Super Contributor
Posts: 6,677
Registered: ‎04-07-2008
0 Kudos

Re: What's in your mailbox?

Although  CITI always denies me even though they send me offers for the TY Preferred and even the Diamond Preferred. Last month I got 3 letter with approval codes again from CITI


Barclays sends me the checks to be used again


Pre-approval from AMEX for the PRG; maybe they want me to PC my Zync


Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.