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What's in your wallet!?: Which cards you use where, and why!

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jaybird201
Established Contributor

What's in your wallet!?: Which cards you use where, and why!

I'll start:
 
Fidelity Rewards Visa, AmEx True Earnings, Discover More.
 
Discover
-Online shopping
-Seasonal 5% cash back categories
 
AmEx
-Gas
-Restaurants
-Travel
-Costco
-Things I need good warranty protection on
 
Visa
-Everything else!
Message 1 of 53
52 REPLIES 52
thrasher865
Valued Contributor

Re: What's in your wallet!?: Which cards you use where, and why!

Discover More:
Gas
 
Amex blue cash:
Nothing
 
Chase Freedom:
Everything Else
 
eta:
FirstTennessee Visa:
Overdraft Protection


Message Edited by thrasher865 on 07-17-2008 05:57 AM

Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


Take the FICO Fitness Challenge
Message 2 of 53
FretlessMayhem
Senior Contributor

Re: What's in your wallet!?: Which cards you use where, and why!

Amex Gold - day to day expenses.
Chase Freedom - places that don't take Amex.
Discover Open Road - 5 percent back on gas.
Here we go again...
Message 3 of 53
Anonymous
Not applicable

Re: What's in your wallet!?: Which cards you use where, and why!

Discover: Gas

Chase Platinum Visa: Anything that I can't/won't pay off before the due date: currently 0% interest on purchases until 2/2009

Everything else: Rotates to keep the cards active.
Message 4 of 53
cobra19
Valued Contributor

Re: What's in your wallet!?: Which cards you use where, and why!

Chase Freedom Visa
NFCU Visa Flagship Rewards
NFCU MC.nRewards
Exxon/Mobil gas card
 
 
Everything else stays home.
New York Yankees - 2009 World Series Champions. 27... and counting.....
Message 5 of 53
mrlimo
Regular Contributor

Re: What's in your wallet!?: Which cards you use where, and why!

Capital 1 sky miles - purchases from 6th of the month to the 15th of the month (and any purchases that dont acept AMEX)
Amex blue sky - purchases from the 16th of the month to the 5th of the month
 
3 others get used >$10.00 every 3 months on a rotation to keep active
 
 
Message 6 of 53
Creditaddict
Legendary Contributor

Re: What's in your wallet!?: Which cards you use where, and why!

BANK OF AMERICA!!!
I'm trying to put as much through this card as possible
Message 7 of 53
Anonymous
Not applicable

Re: What's in your wallet!?: Which cards you use where, and why!

Cards that I use for daily purchases:
 
BoA Platinum Plus MC
Chase Flexible Rewards Visa
 
Cards I use for special big things, like Travel:
 
Amex Plat and Green Charge Card.  (extra rewards points for travel/online shopping through their site + the option to redeem points for travel and shopping through their site)
 
Cards that I don't really have in my wallet, and use just for small stuff so they stay active:
 
Cap 1 "Platinum" Visa
1FBUSA "Gold" Visa
HSBC Direct Rewards Discover
Message 8 of 53
athensguy
Valued Contributor

Re: What's in your wallet!?: Which cards you use where, and why!

Currently FNBO Max Rewards Visa, Citi Driver's Edge Options, and Discover Open Road.

FNBO: backup if they don't take the others
Citi: Everything (6% on gas and groceries during first year, 1% on everything else)
Discover: first $100 of gas per month.

Soon, after the Citi promo expires, I intend to change it up and use:
Penfed for Gas (5%)
Citi Professional for Food (3%)
FIA Fidelity for everything else (1.5%)

I don't have any of those cards yet, but I'm going to join Penfed in a couple of months, before the Citi promo expires, I have a Citi Dividend PS I'm going to try to convert to Professional Cash, and I have a currently closed BoA that I'm going to try to reopen. I'm sure that they'll let me reopen, but I doubt they will let me convert to the Fidelity, and if they don't, I'll use the Penfed 1.25% on everything instead of Fidelity.
Message 9 of 53
Anonymous
Not applicable

Re: What's in your wallet!?: Which cards you use where, and why!

1.) Citi Diamond Preferred MC (have LOADS of rewards points from ordering from QVC) Smiley Very Happy
 
2.) PFCU Platinum for gas.  With my car having to use premium, I'm at the pump a couple of times a week! Smiley Sad
 
3). Chase ASPCA Plat Visa (anything that gives to animals, I use)
Message 10 of 53
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