What's in your wallet!?: Which cards you use where, and why!

[Anonymous]

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thrasher865 wrote:

Ok, for the first year that's all good.  But at the rate we're talking about, that $30 AF is going to counteract the $250 for $200 deal.  Because at the spending rate we're comparing, it will take a year and a half to get $200 on the Freedom.

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Don't forget about signup bonuses, too!

Blue Cash: $0

Chase Freedom: $50

Chase Freedom Plus: $100

See this thread where I picked apart the Chase Freedom vs. Chase Freedom Plus, and why I think Chase Freedom Plus is the best choice for at least the first three years:

http://ficoforums.myfico.com/fico/board/message?board.id=creditcard&message.id=95746#M95746

[Anonymous]

o0o I forgot about the bonus! Sweet! Do you when it will be credited?

[thrasher865]

If you're trying to save up $200 so you can get another $50 bonus, don't worry about it.  It will be added to your cashback, not credited to your statement.  That's actually a good thing, because it puts you a few months closer to getting the $50 bonus.  Mine was credited after my 2nd statement cut.