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Frequent Contributor
Kiwill
Posts: 328
Registered: ‎09-01-2009
0

What's in your wallet/purse, which 5 cc's would you choose

Including bank cards and credit unions, [you may even include store credit cards that you cannot live without] which 5 cards would you have if you had 750+ scores and can have any card you wish.  I am curious to know which cards are myfico members favorites.  I'll start:

 

NFCU Platinum MC

American Express Blue

Discover

Chase Freedom

Home Goods [don't know who issue this card]

 

What about you, what are your Favorite 5?

 

 


Starting Score: EQ 729, TU 752, EX ? (1/1/2011)
Current Score: EQ 696, TU 718, EX 686 - PSECU (5/17/2011)
Goal Score: ALL 800+ by December 31, 2011

Take the FICO Fitness Challenge
PROUD MEMBER OF THE 700 CLUB!
Regular Contributor
alph4
Posts: 124
Registered: ‎08-06-2009
0

Re: What's in your wallet/purse, which 5 cc's would you choose

What I carry currently:
AmEx Blue Cash
AmEx Green Charge
Citi Forward
Capital One Bank Debit Card
Chase Continental Debit Card

I have 750+ scores, but anyway, if I had a choice of the cards I'd pick:
AmEx Centurion :smileyhappy:
and
Chase Freedom, for places that don't take AmEx. 
Current Cards:
American Express Blue Cash Preferred - March 2007 - CL $10,000
Citi Forward Visa Signature - September 2009 - CL $6,500
Chase Freedom - March 2011 - CL $15,000
Chase Sapphire Preferred - May 2013 - CL $12,500
Discover It - November 2013 - $5,000
Barclay Arrival - January 2014 - $10,000
Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: What's in your wallet/purse, which 5 cc's would you choose

[ Edited ]

If I had to pick 5 of my accounts and give everything else up, it would be:

NFCU Visa  (after combining my MC CL to Visa)

USAA MC  (after combining my AMEX CL)

PSECU Visa

Addison Visa 

toss up between PenFed & BoA Visa

 

This means I would have to give up

 

Alliant

PenFed or BoA

CapOne x2

Discover

Misc Store/Gas cards (Macy's, Home Depot, Firestone, Rooms to Go, etc)

Care Credit

NFCU NAVcheck (if I couldn't keep an LOC in addition to 5 cc's)

 

:smileyhappy:

 

 

 

Message Edited by txjohn on 01-26-2010 07:46 AM

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Regular Contributor
armymom
Posts: 204
Registered: ‎01-18-2009
0

Re: What's in your wallet/purse, which 5 cc's would you choose

What I currently carry:

 

Citi AAdvantage MC

BofA Debit card

Chase Debit card (moms card for her purchases)

Macy's

 

If my scores were 750+ (my wish list cards)

 

PenFed Visa

Amex Green

EQ Fico 01/10 743
TU Fico 01/10 716
Valued Member
persica9
Posts: 25
Registered: ‎02-21-2009
0

Re: What's in your wallet/purse, which 5 cc's would you choose

I would keep my three favorites:

 

 Nordstrom Platinum Visa

 Chase Amazon Visa

 Express Store Card

 

and add an Amex Zync (bc lets face it, its way prettier than green or gold :smileywink: And maybe a good travel rewards card like Discover Miles.



Current Score: EX:688--TU:681--EQ:677 (1/30/14)
Goal Score: 750

Epic Contributor
Creditaddict
Posts: 21,513
Registered: ‎10-23-2007
0

Re: What's in your wallet/purse, which 5 cc's would you choose

I carry:

Business Gold Amex

Toyota Visa

Macy's Visa

Dillards American Express

and a few Debit Cards for personal and business 

Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Frequent Contributor
Kiwill
Posts: 328
Registered: ‎09-01-2009
0

Re: What's in your wallet/purse, which 5 cc's would you choose

I am very surprised that AmerEX isn't at the top of everybody's list.  I've thought that if you qualify for an AmEX, then more people would jump to the opportunity...next to CU's :smileywink:  What is the difference between all the AmEX cards and Discover cards? 

Starting Score: EQ 729, TU 752, EX ? (1/1/2011)
Current Score: EQ 696, TU 718, EX 686 - PSECU (5/17/2011)
Goal Score: ALL 800+ by December 31, 2011

Take the FICO Fitness Challenge
PROUD MEMBER OF THE 700 CLUB!
Regular Contributor
669
Posts: 136
Registered: ‎02-09-2008
0

Re: What's in your wallet/purse, which 5 cc's would you choose

What I currently carry:

 

AMX Gold                                                                                                                                                                                                            

Discover More

Citi Charter

Sears MC

Lowes

EQ 7/19/13 796
TU 04/29/13 784
EX 06/17/13 849
28 years credit history
17 years AAoA

CIT $15,900 BEST BUY $11,800 DISCOVER $10,000 LOWES $10,000 SEARS/MC $7,200 BELKS $5,700 JC PENNY $2,400 CHASE $5,900 AMX GOLD PR $NPSL AMX/BCP $11,200 SHELL/CITI/MC $80.00 (LMAO)
Senior Contributor
Wolf3
Posts: 3,197
Registered: ‎01-24-2010
0

Re: What's in your wallet/purse, which 5 cc's would you choose

Amex used to be on top of list.  

 

I had American Express Green Card  for 20 and used it for most everything every month.  I paid it on time.   I got behind on other credit cards, and they dropped me like a stone.  

 

Amex is now on the bottom of the list. 

 

 

 

 

 

 

Regular Contributor
Romeoo47
Posts: 201
Registered: ‎11-26-2007
0

Re: What's in your wallet/purse, which 5 cc's would you choose

My Top 5 credit cards would be:

 

(1) Chase Freedom (Top 3 categories each month)

(2) AMEX True Earnings Costco (dining and gas)

(3) Discover More (whatever the 5% category is for the quarter and online shopping)

(4) Ameriprise World Elite M/C (travel)

(5) HSBC Weekend M/C (whatever I don't get 3% or 5% on then I charge it here for 2% on the weekends)

 

I would have to give up

 

Alliant

Amex Blue Cash

Chase Marriott

Citi AMEX

Macys

Lowes

Best Buy

 


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