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Moderator Emeritus
MarineVietVet
Posts: 14,520
Registered: ‎07-14-2009
0

Re: What's in your wallet/purse, which 5 cc's would you choose

I carry my Discover and a debit card. I have no need for anything else.

 

Wait!!!! That doesn't add up to 5.  :smileymad:

Regular Contributor
Lyythine
Posts: 220
Registered: ‎03-05-2009
0

Re: What's in your wallet/purse, which 5 cc's would you choose

I only carry a wallet that has an id holder on one side and the other side has two card slots.... so, in my wallet currently there is:

1) BankAmericard signature Visa

2) Amex Plat (work/travel)

 

If I had to choose only 5 to have in total, it would be these:

 

1) BankAmericard signature Visa

2) Amex Plat

3) NFCU MC

4) British Airways Signature Visa (Chase- yea, yea, i know...)

5) UBS Signature Visa (great service and worldwide offices) 

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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
0

Re: What's in your wallet/purse, which 5 cc's would you choose

General note: a lot of specific posts started popping up about the American Express Costco card, and the thread showed signs of rambling OT. No charges of thread-jacking here, as the first questions were by the OP, and two mods (ahem) pitched in. :smileyvery-happy:

But at any rate, posts by Kiwill, LynetteM, and elaine829 are now on this thread:

Assorted questions about the AmEx Costco card (split off from other thread)
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Frequent Contributor
Kiwill
Posts: 328
Registered: ‎09-01-2009
0

Re: What's in your wallet/purse, which 5 cc's would you choose

OK, thanks.

Starting Score: EQ 729, TU 752, EX ? (1/1/2011)
Current Score: EQ 696, TU 718, EX 686 - PSECU (5/17/2011)
Goal Score: ALL 800+ by December 31, 2011

Take the FICO Fitness Challenge
PROUD MEMBER OF THE 700 CLUB!
Contributor
CodeMonkey
Posts: 100
Registered: ‎08-04-2008
0

Re: What's in your wallet/purse, which 5 cc's would you choose

I actually just finished trimming my lines a few months back - down from 12 accounts to 5.  I didn't really feel like I could give that many cards the usage they deserved, and managing them all was certainly a hassle; in that respect, even 5 may be too many for me.  Anyway:

 

Schwab Invest First Visa

Ameriprise World Elite MC

Discover Escape

Chase Sapphire Visa

Citi Diamond Preferred Rewards AmEx

New Member
silkman
Posts: 3
Registered: ‎12-25-2008
0

Re: What's in your wallet/purse, which 5 cc's would you choose

The cards I have that I like the most...

Discover More
US Bank Platinum

Compass Platinum

Alliant Platinum
Simmons Platinum

 

I would like to have PenFed... sometime later this year once I become a member.

Thanks to all that have contributed to all the forums here at MyFico.
2 years ago my fico scores were in the upper 400's, and now with educating myself, diligent work to correct mistakes, and taking advice from here and a few other sources, I'm now residing in the mid 700's and I hope to reach 800 later this year.

Thank you,

Phil

Frequent Contributor
Kiwill
Posts: 328
Registered: ‎09-01-2009
0

Re: What's in your wallet/purse, which 5 cc's would you choose

WOW silkman!  What a comeback and Congratulations!!

Starting Score: EQ 729, TU 752, EX ? (1/1/2011)
Current Score: EQ 696, TU 718, EX 686 - PSECU (5/17/2011)
Goal Score: ALL 800+ by December 31, 2011

Take the FICO Fitness Challenge
PROUD MEMBER OF THE 700 CLUB!
Valued Contributor
athensguy
Posts: 1,291
Registered: ‎02-26-2008
0

Re: What's in your wallet/purse, which 5 cc's would you choose

In my specific situation, the following lineup would probably be of highest benefit to me:

Schwab Visa (Fidelity Amex would also fit here) (2% everywhere)
Citi Driver's Edge Options (effective 6% on Gas, Grocery, and Pharmacy)
Discover More (5% categories)
Penfed Gas Cash (5% gas)
Citi Forward (5 TY at restaurants)

I have the first three. I was denied for the Penfed and haven't tried for the Forward.

There are other scenarios where a miles card such as the Citi AAdvantage or American Express Platinum could be of benefit.
Regular Contributor
JimB
Posts: 179
Registered: ‎10-21-2008
0

Re: What's in your wallet/purse, which 5 cc's would you choose

Today I'm carrying:

 

BofA debit card (because there's a BofA ATM in the lobby of my office building)

Addison Ave. FCU debit card (in case I need cash & the BofA ATM is out of service)

PenFed Visa

Amazon.com Visa (issued by Chase)

 

The CC mix changes over the course of the month as statement cycles end. In a week, I'll replace the Amazon.com Visa with an EmigrantDirect MasterCard (issued by Barclays) - right after the end of the MasterCard statement cycle.


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