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What's in your wallet?

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OmarGB9
Community Leader
Super Contributor

Re: What's in your wallet?

Well right no I don't have very many, so I carry them all:

WellsFargo Visa (debit)
WellsFargo Platinum Visa (was my go-to card for a while; slowly transitioning and throwing my new cards into the mix)
Chase Freedom Visa (trying to show it some love in hopes of getting a CLI soon; also hoping they'll grant me the $200 sign up bonus. Not to mention how pretty it is <3)
CapitalOne Quicksilver Visa (1.5% back on absolutely everything with rewards redeemable at any level can't be beat)
Dillard's Store card (probably going to SD this one once my new Barclays card arrives)

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 31 of 48
icyhot
Valued Contributor

Re: What's in your wallet?

After reading another posters thread about losing their wallet and being advised not to carry all my cards, I've amended my answer.

I carry:
BofA Cash
CSP
Venture
Hilton and Delta Amexes
BofA debit card

Store cards, all other majors and my checkbook stay in my glove compartment
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 32 of 48
Anonymous
Not applicable

Re: What's in your wallet?


@icyhot wrote:
After reading another posters thread about losing their wallet and being advised not to carry all my cards, I've amended my answer.

I carry:
BofA Cash
CSP
Venture
Hilton and Delta Amexes
BofA debit card

Store cards, all other majors and my checkbook stay in my glove compartment

Why wold to keep them in your glove compartment ?  Not a very safe or secure place to keep anything important.

Message 33 of 48
Anonymous
Not applicable

Re: What's in your wallet?

All the cards in my signature are in my wallet. I keep the Quicksilver, Discover It and Target debit card in the easy to access section since they get the most use. I don't carry my bank debit card. 

Message 34 of 48
Anonymous
Not applicable

Re: What's in your wallet?

I tend to lose my cards.  I try to think of what I absolutley need for the day and take that with me.  Now that I've been on this forum I use my credit card and leave my debit card(lost 4 times last year) at home.  Now that I have the Chase Freedom card, I use that for everything. 

Message 35 of 48
laurenjessica
Frequent Contributor

Re: What's in your wallet?

In my Wallet:

-QS

-QS1

-BoA Cash Rewards

-US Bank Debit Card

 

Store cards are only carried on an "as needed" basis. 

Credit cards:
NUS000000091-480x304-STRAIGHT-96unnamedmissionlanemobileIRIDESCENTpaypal-cashback-credit-card-16373091c11536849downloadvenmoTJX-Rewards-Platinum-Mastercardcardart-prim-645x406
AU Cards:
disney-premier-cardNUS000000327-480x304-STRAIGHT-96NUS000000269-480x304-STRAIGHT-96
Store Cards:
Credit-Card-Large61d9c1a7-5683-4228-8bb4-c2747006069dAPSC-SECUREDCARD-CB658179059Kohls-CC-no-egt-SM-RGBpinkimg093647Paypal-Credit-Logo-Ameri-Commerceimg056321sc-plus-black-Creditcard
Auto loan:
toyota

Actively rebuilding since August 2022.

Starting FICO 8 scores (8/24/2022):

Current FICO 8 scores (2/12/2024):
Message 36 of 48
icyhot
Valued Contributor

Re: What's in your wallet?

If I left them at home, what if I'm out of town and my wallet gets stolen? I don't keep cash in it, so it can be replaced if for some crazy reason somebody broke in my car, but it's not useful for the backup to not be available
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 37 of 48
OptimalCS
Frequent Contributor

Re: What's in your wallet?

I just looove my debit card!
All my CCs are in my sock draw
"Wisdom is the principal thing..."
Message 38 of 48
Anonymous
Not applicable

Re: What's in your wallet?


@icyhot wrote:
If I left them at home, what if I'm out of town and my wallet gets stolen? I don't keep cash in it, so it can be replaced if for some crazy reason somebody broke in my car, but it's not useful for the backup to not be available

Worst possible place to keep any important document or credit card is your glove compartment.  You're keeping them here as a hedge against your wallet being stolen but don't think your car will be broken into.  Strange reasoning as the latter happens quite often.

Message 39 of 48
Anonymous
Not applicable

Re: What's in your wallet?

Glove compartment? Buy a safe.
Message 40 of 48
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