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What's is high Util on charge card?

Regular Contributor

What's is high Util on charge card?

For example: Green or Gold Amex, what is considered a high utilization since there is NPSL..

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Super Contributor

Re: What's is high Util on charge card?

even though its NPSL, there's a cap where u can charge each month.

amex has some tool online where u can check if your charge will go through. or you can call CSR and ask. or you can always experiment and try putting a very large charge on it.

 

the cap depends on your income, spending habits, etc.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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