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Established Contributor
espnjunkie
Posts: 610
Registered: ‎12-14-2011

Re: What's the 61 day 3x CLI?

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‎10-02-2012 01:08 PM

I know you're excited, but wait a couple extra days for the dust to settle and then apply. Better to be safe than sorry

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown

Amex BCP ($12,000.00), Amex Green (NPSL), Capital One Cash Rewards ($750.00), US Bank Business Visa Platinum

TU-711 (07/10/2012)
EX (Plus) - 730 (03/22/2012)
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Established Contributor
bribro
Posts: 876
Registered: ‎04-20-2012

Re: What's the 61 day 3x CLI?

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‎10-02-2012 01:52 PM

You can just ask a CSR how many days it's been. I'd also wait for your 2nd statement, and make sure you don't have a balance.

Credit Karma Score: 803 (4/26/13)
Credit Sesame Score: 792 (4/26/13)

J.P. Morgan Palladium ($100k x3) | Citi Dividend World Elite MC w/EMV ($20k) | Chase Sapphire Preferred Visa Signature ($25k) | Chase Ink Bold World Elite MC ($25k Flex) | Chase Freedom Visa Signature ($25k) | Chase Freedom World MC ($25k) | Chase MileagePlus Explorer Visa Signature ($15k) | AmEx Blue Sky ($22.5k) | Lexus Financial Services ($30k) | Capital One Store Credit ($6k) | GE Money Store Credit ($3k) | WFNNB Store Credit ($2k) | Macy's Store Credit ($2k)
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Aspireto850
Posts: 108
Registered: ‎08-12-2012

Re: What's the 61 day 3x CLI?

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‎10-02-2012 09:00 PM

So this applies only to Amex and no other credit card?


Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden
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Established Contributor
bribro
Posts: 876
Registered: ‎04-20-2012

Re: What's the 61 day 3x CLI?

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‎10-03-2012 09:48 AM

Aspireto850 wrote:

So this applies only to Amex and no other credit card?

AFAIK, yes. Other lenders (like Chase) allow you to request a CLI the same day your card is approved. Others have you wait 6 months or a year. YMMV.

Credit Karma Score: 803 (4/26/13)
Credit Sesame Score: 792 (4/26/13)

J.P. Morgan Palladium ($100k x3) | Citi Dividend World Elite MC w/EMV ($20k) | Chase Sapphire Preferred Visa Signature ($25k) | Chase Ink Bold World Elite MC ($25k Flex) | Chase Freedom Visa Signature ($25k) | Chase Freedom World MC ($25k) | Chase MileagePlus Explorer Visa Signature ($15k) | AmEx Blue Sky ($22.5k) | Lexus Financial Services ($30k) | Capital One Store Credit ($6k) | GE Money Store Credit ($3k) | WFNNB Store Credit ($2k) | Macy's Store Credit ($2k)
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