04-08-2010 04:31 AM
I'm hoping some of you credit pros can answer what might be a stupid question... I recently received a number of pre-approvals from PenFed. Included was a personal loan for $25K and a personal line of credit for $25K. There were offers for boat loans, car loans, trailer loans but no offer for an increase to my Visa. Is the personal line of credit the same as my Visa?