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Hey all...please share if you have have or know about the best citi card in terms of rewards/cash.(everything including the af, apr etc etc matters)
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |
Depending on your spend, a very strong contender has to be the Citi TY Preferred with 5x points on groceries/drug stores/gas for 12 months. Uncapped. All you lose is the better bonus on the standard TYP card.
@longtimelurker...I do not see the details on that card at citi site:
https://creditcards.citi.com/credit-cards/citi-thankyou-preferred-card/
~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board. |
@codesingh wrote:@longtimelurker...I do not see the details on that card at citi site:
https://creditcards.citi.com/credit-cards/citi-thankyou-preferred-card/
It is a special offer link.
Bonus is much less, 6K points after $300 spend in the first three months, whereas regular is 15K points after $1000. But the 5x much more than makes up for that.