Re: What's the best citi card?

CS800 · ‎10-24-2012

@Sparkz1920 wrote:
I got a Citi before a Discover...I got denied by Discover on a pre approval

I got the opposite of you. Denied with CITI on a pre approval but got instant approval from Discover

hedgeclipper2 · ‎10-24-2012

I have 4 Citi cards, and I use all of them lol.

Citi Dividend World Elite Mastercard

Citi Forward

Citi Hilton Reserve Visa Signature

Citi Hilton HHonors Visa Signature

I am finding myself using the Hilton Reserve the most lately though.

I will say that Citi has been MUCH better to me than Discover.

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My favorite card right now: Fidelity Investment Rewards Visa Signature

Sparkz1920 · ‎10-24-2012

I'm still in my feelings off of being denied by them. Lowest inquiries. Higher score at that time. 676 versus my 658 that I appd with Citi with

Like...dude....really....I think it was the 2 baddies on there

Starting Score: 601
Current Score: 670
Goal Score: 700

Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K

Happychap · ‎10-24-2012

I have the Citi Prestige card. I don't think you can apply for directly anymore. It has a $500 annual fee but for me its worth it since I get a free international ticket each year (minus taxes and fees still save around 1K).

Dustink · ‎10-24-2012

I just got the citi TY Preferred. Pretty basic card, and standard intro offers.

I got declined with a 733 FICO, but was approved on recon with significant effort on my end.

Just got a basic Visa Platinum, but I called and they said it has concierge and NPSL.

I would say it is a good card just to get your foot in the door with them.

Too many INQs & low AAoA so I'm off to tend the Garden. Age:23

$17k $8.5K Closed $19k $6.5k $24.2k Closed $5k Closed $8.5k Closed @2.49%

maiden_girl · ‎10-24-2012

None of their cards if you ask me...run from CITI! As fast as you can! LOL.

As of 2017, rebuilding...

jsickz32 · ‎10-24-2012

I apped for their foward and it took them 2 weeks to give an answer. When i received the email telling me i was approved for it i had completely forgotten i had app for it lol. its the card i used the most cuz i eat out every single cuz i cant cook for $#!t lol

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

Sparkz1920 · ‎10-24-2012

Well I know I can't app for a Citi TY for a longgggggg time

Starting Score: 601
Current Score: 670
Goal Score: 700

Take the FICO Fitness Challenge

NFCU Rewards- 8K......AMEX Delta Skymiles-5k.....Citi AAdvantage AMEX-3.5K...WalMart Discover-4K....Old Navy Visa-2k...BOA-3000...AMEX Green-NPSL....Discover More-1K

CreditEd · ‎10-24-2012

I stay at Hilton almost 10 times per year so the HHonors Reserve was a highly desired card for me. The bonuses are awesome and I can stay at my favorite hotel at any time simply for the signup bonus.

NPSL $25k $25k $23k $22k $16k $12k $10k $6.5k

RyVision · ‎10-24-2012

@sureno90 wrote:
I'm thinking about applying for a citi card but not sure which one to apply for.

My blunt, honest opinion? None. It's a great card and you don't have to deal with Citi.

AKA 840flippedto480

What's the best citi card?

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