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Established Member
Posts: 57
Registered: ‎05-04-2012
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What's the best citi card?

I'm thinking about applying for a citi card but not sure which one to apply for.

Established Contributor
Posts: 869
Registered: ‎07-04-2012
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Re: What's the best citi card?

It basically depends on what you want to use it for.

I don't know much about citicarda but for dining out, movies, music the forward is ahead.
For travel, the dividend world elite Mastercard has great perks with no af.
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Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Senior Contributor
Posts: 6,276
Registered: ‎08-16-2012
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Re: What's the best citi card?

For balance xfers, Id say Citi Diamond. I'd steer clear of Citi though... Seems like they are harder to get than Amex or Discover.

What are you wanting to use it for?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
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Re: What's the best citi card?

The Citi Thank You Premier is the bestSmiley Surprised

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Member
Posts: 57
Registered: ‎05-04-2012
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Re: What's the best citi card?


youngandcreditwrthy wrote:
For balance xfers, Id say Citi Diamond. I'd steer clear of Citi though... Seems like they are harder to get than Amex or Discover.

What are you wanting to use it for?

Pretty much for everyday purchases..

 

Senior Contributor
Posts: 6,276
Registered: ‎08-16-2012
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Re: What's the best citi card?

Go with Chase Freedom or maybe Amex BCE.... Citi is pretty average from what I've seen. Yeah, the Fwd card gets you 5x pts on certain cats, but idk what those "thankyou pts" are even redeemable for lolll
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
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Re: What's the best citi card?

I got a Citi before a Discover...I got denied by Discover on a pre approval

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Current Score: 670
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Established Member
Posts: 57
Registered: ‎05-04-2012
0

Re: What's the best citi card?


youngandcreditwrthy wrote:
Go with Chase Freedom or maybe Amex BCE.... Citi is pretty average from what I've seen. Yeah, the Fwd card gets you 5x pts on certain cats, but idk what those "thankyou pts" are even redeemable for lolll

I have both of those already .. lol

 

Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
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Re: What's the best citi card?

For travellers:

 

Hilton Reserve

TY Premier

AA Select Visa Signature & AA Executive WEMC (for heavy AA fliers)

 

 

For everyone else:

 

Forward. 5% on dining is matched only by the US Bank Cash+

 

 

I'm not all that impressed by the dividend card since the annual cap on cash back is pathetically low.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Frequent Contributor
Posts: 297
Registered: ‎08-28-2012
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Re: What's the best citi card?


youngandcreditwrthy wrote:
but idk what those "thankyou pts" are even redeemable for lolll

Merchandise, cash back, gift cards, hotel bookings, and airline bookings.  Best bang for your buck are the gift cards though

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards
FICO: TU 795 Last App: November 2012
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