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What's the best citi card?

Established Member

What's the best citi card?

I'm thinking about applying for a citi card but not sure which one to apply for.

26 REPLIES
Established Contributor

Re: What's the best citi card?

It basically depends on what you want to use it for.

I don't know much about citicarda but for dining out, movies, music the forward is ahead.
For travel, the dividend world elite Mastercard has great perks with no af.
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Senior Contributor

Re: What's the best citi card?

For balance xfers, Id say Citi Diamond. I'd steer clear of Citi though... Seems like they are harder to get than Amex or Discover.

What are you wanting to use it for?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor

Re: What's the best citi card?

The Citi Thank You Premier is the bestSmiley Surprised

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Established Member

Re: What's the best citi card?


youngandcreditwrthy wrote:
For balance xfers, Id say Citi Diamond. I'd steer clear of Citi though... Seems like they are harder to get than Amex or Discover.

What are you wanting to use it for?

Pretty much for everyday purchases..

 

Senior Contributor

Re: What's the best citi card?

Go with Chase Freedom or maybe Amex BCE.... Citi is pretty average from what I've seen. Yeah, the Fwd card gets you 5x pts on certain cats, but idk what those "thankyou pts" are even redeemable for lolll
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor

Re: What's the best citi card?

I got a Citi before a Discover...I got denied by Discover on a pre approval

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Established Member

Re: What's the best citi card?


youngandcreditwrthy wrote:
Go with Chase Freedom or maybe Amex BCE.... Citi is pretty average from what I've seen. Yeah, the Fwd card gets you 5x pts on certain cats, but idk what those "thankyou pts" are even redeemable for lolll

I have both of those already .. lol

 

Valued Contributor

Re: What's the best citi card?

For travellers:

 

Hilton Reserve

TY Premier

AA Select Visa Signature & AA Executive WEMC (for heavy AA fliers)

 

 

For everyone else:

 

Forward. 5% on dining is matched only by the US Bank Cash+

 

 

I'm not all that impressed by the dividend card since the annual cap on cash back is pathetically low.

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American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Frequent Contributor

Re: What's the best citi card?


youngandcreditwrthy wrote:
but idk what those "thankyou pts" are even redeemable for lolll

Merchandise, cash back, gift cards, hotel bookings, and airline bookings.  Best bang for your buck are the gift cards though

AMEX BCE, Discover IT, Citi Forward, BoA Travel Rewards, Barclaycard Cash Forward