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Super Contributor
Posts: 6,621
Registered: ‎04-07-2008
0

Re: What's the best citi card?


Sparkz1920 wrote:
I got a Citi before a Discover...I got denied by Discover on a pre approval

I got the opposite of you. Denied with CITI on a pre approval but got instant approval from Discover :smileyhappy:




Frequent Contributor
Posts: 426
Registered: ‎07-21-2010
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Re: What's the best citi card?

I have 4 Citi cards, and I use all of them lol.

 

Citi Dividend World Elite Mastercard

Citi Forward

Citi Hilton Reserve Visa Signature

Citi Hilton HHonors Visa Signature

 

I am finding myself using the Hilton Reserve the most lately though.

 

I will say that Citi has been MUCH better to me than Discover.

-----------------------
My favorite card right now: Barclays Arrival Plus WEMC
Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
0

Re: What's the best citi card?

I'm still in my feelings off of being denied by them. Lowest inquiries. Higher score at that time. 676 versus my 658 that I appd with Citi with

Like...dude....really....I think it was the 2 baddies on there

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Goal Score: 700


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Frequent Contributor
Posts: 344
Registered: ‎10-25-2011
0

Re: What's the best citi card?

I have the Citi Prestige card. I don't think you can apply for directly anymore.  It has a $500 annual fee but for me its worth it since I get a free international ticket each year (minus taxes and fees still save around 1K).

Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
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Re: What's the best citi card?

[ Edited ]

I just got the citi TY Preferred. Pretty basic card, and standard intro offers.

 

I got declined with a 733 FICO, but was approved on recon with significant effort on my end.

 

Just got a basic Visa Platinum, but I called and they said it has concierge and NPSL.

 

I would say it is a good card just to get your foot in the door with them.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


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Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: What's the best citi card?

None of their cards if you ask me...run from CITI! As fast as you can! LOL.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: What's the best citi card?

I apped for their foward and it took them 2 weeks to give an answer. When i received the email telling me i was approved for it i had completely forgotten i had app for it lol. its the card i used the most cuz i eat out every single cuz i cant cook for $#!t lol
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Frequent Contributor
Posts: 271
Registered: ‎08-09-2009
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Re: What's the best citi card?

Well I know I can't app for a Citi TY for a longgggggg time

Starting Score: 601
Current Score: 670
Goal Score: 700


Take the FICO Fitness Challenge

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Regular Contributor
Posts: 141
Registered: ‎07-01-2012
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Re: What's the best citi card?

I stay at Hilton almost 10 times per year so the HHonors Reserve was a highly desired card for me. The bonuses are awesome and I can stay at my favorite hotel at any time simply for the signup bonus.

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Valued Contributor
Posts: 1,346
Registered: ‎04-15-2011
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Re: What's the best citi card?


sureno90 wrote:

I'm thinking about applying for a citi card but not sure which one to apply for.


My blunt, honest opinion?  None.  It's a great card and you don't have to deal with Citi.  :smileylol:

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