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Established Member
sureno90
Posts: 57
Registered: ‎05-04-2012

Re: What's the best citi card?


hedgeclipper2 wrote:

I have 4 Citi cards, and I use all of them lol.

 

Citi Dividend World Elite Mastercard

Citi Forward

Citi Hilton Reserve Visa Signature

Citi Hilton HHonors Visa Signature

 

I am finding myself using the Hilton Reserve the most lately though.

 

I will say that Citi has been MUCH better to me than Discover.


How did you get the Dividend World Elite Mastercard? Did you first have the mastercard then asked to be upgraded? Now its mostly Visa. Maybe I'll apply for that because you get $100 back when you spend $500

 

Regular Contributor
charyot77
Posts: 235
Registered: ‎06-21-2010

Re: What's the best citi card?


sureno90 wrote:

 


How did you get the Dividend World Elite Mastercard? Did you first have the mastercard then asked to be upgraded? Now its mostly Visa. Maybe I'll apply for that because you get $100 back when you spend $500


I just opened a Citi Dividend card and I got $150 cashback for spending $500.  Not sure if that was a targeted deal or an expired offered but I literally just got the $150 deposited into my account last week.

Established Member
sureno90
Posts: 57
Registered: ‎05-04-2012

Re: What's the best citi card?


charyot77 wrote:

sureno90 wrote:

 


How did you get the Dividend World Elite Mastercard? Did you first have the mastercard then asked to be upgraded? Now its mostly Visa. Maybe I'll apply for that because you get $100 back when you spend $500


I just opened a Citi Dividend card and I got $150 cashback for spending $500.  Not sure if that was a targeted deal or an expired offered but I literally just got the $150 deposited into my account last week.


What? I want that offer!! I use to get so many pre-selected offers then they stopped sending it and a couple days ago I got an offer for the simplicity but I would rather get the Dividend, Forward or the Thank you Preferred

 

Valued Member
dollardan
Posts: 30
Registered: ‎03-02-2008

Re: What's the best citi card?

A couple weeks ago I got a "pre-selected" offer for Citi Simplicity.

Last week I got same offer for Citi Thankyou -- says 13.99% APR, 0% BT/18 mos, 0% purchases/12 mos.

And I have a nearly identical offer from First National Bank of Omaha, for card with "maximus rewards".

(I also keep getting offers from Discover too, but I hear they have miserable initial CL.)

 

Does Citi give better CL? Who the heck is 1st Nt'l B of Omaha and are they any good?

 

From reading these threads, sounds like the ThankYou card is very sought after, and I really like the travel rewards. Will probably app with them. Why is Citi so popular?

Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: What's the best citi card?


dollardan wrote:

A couple weeks ago I got a "pre-selected" offer for Citi Simplicity.

Last week I got same offer for Citi Thankyou -- says 13.99% APR, 0% BT/18 mos, 0% purchases/12 mos.

And I have a nearly identical offer from First National Bank of Omaha, for card with "maximus rewards".

(I also keep getting offers from Discover too, but I hear they have miserable initial CL.)

 

Does Citi give better CL? Who the heck is 1st Nt'l B of Omaha and are they any good?

 

From reading these threads, sounds like the ThankYou card is very sought after, and I really like the travel rewards. Will probably app with them. Why is Citi so popular?



dollardan wrote:

A couple weeks ago I got a "pre-selected" offer for Citi Simplicity.

Last week I got same offer for Citi Thankyou -- says 13.99% APR, 0% BT/18 mos, 0% purchases/12 mos.

And I have a nearly identical offer from First National Bank of Omaha, for card with "maximus rewards".

(I also keep getting offers from Discover too, but I hear they have miserable initial CL.)

 

Does Citi give better CL? Who the heck is 1st Nt'l B of Omaha and are they any good?

 

From reading these threads, sounds like the ThankYou card is very sought after, and I really like the travel rewards. Will probably app with them. Why is Citi so popular?


From what I've read on these forums, CITI doesn't really issue CLIs as freely as another lender would.

 

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Established Contributor
ccnewcc
Posts: 560
Registered: ‎09-29-2012

Re: What's the best citi card?

I've read that CLI are every 6 months SP on EX

Valued Contributor
mxp114
Posts: 1,350
Registered: ‎09-01-2011

Re: What's the best citi card?


ccnewcc wrote:

I've read that CLI are every 6 months SP on EX


It varies, sometimes HP or none but not always EX. For me, always EQ. Depends on state.


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