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Valued Contributor
maiden_girl
Posts: 2,095
Registered: ‎12-29-2011
0

Re: What's the best strategy to get walmart CLI


nicholasyud wrote:

maiden_girl wrote:

Tips to get an increase:

 

1. Charge it to the max!

2. Don't pay your balance at all

3. Rack up super interest (my favorite)

4. Threaten to close the card

5. Wait for their reaction!

 

LOL I'm kidding :smileyvery-happy: If you keep your line pretty active and PIF every month, you'll see an increase right around the corner! You can call them every four months to request a CLI. They are always soft pull so it won't hurt your credit. GE is generous!

 

 

 


someone tryna be funny there lol....you remind me as myself when i was 19 :smileyvery-happy:

 


Too bad I'm not 19. Lol.

 

The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
maiden_girl
Posts: 2,095
Registered: ‎12-29-2011
0

Re: What's the best strategy to get walmart CLI


pat0812 wrote:

should i go for the advice and ask an immediate CLI from $500 to a $1000 or wait for the 4th month ?

what happens if i click on the automated CLI button on my account but it gives me an error i can't make any request? is it like a denial or just i can't use this feature at the moment ?


The automatic increase button on the GE website doesn't work for any customer. You have to call in and request an increase. I would wait the 4 months before asking b/c they will outright deny you with this message "not enough experience with current CL".

 

The truth is out there...
FICO scores: 758 (EQ) 741 (EX) 768 (TU) 8/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
0

Re: What's the best strategy to get walmart CLI

your file is very thin.....so i guess add up some more credit line...maybe ask your local bank for a new credit card or secured CC if they deny you after all.....but on the warmart thing i would wait....they gonna give it to you maybe in 4th monts i guess


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Established Contributor
masscredit
Posts: 694
Registered: ‎07-17-2012
0

Re: What's the best strategy to get walmart CLI


maiden_girl wrote:

pat0812 wrote:

should i go for the advice and ask an immediate CLI from $500 to a $1000 or wait for the 4th month ?

what happens if i click on the automated CLI button on my account but it gives me an error i can't make any request? is it like a denial or just i can't use this feature at the moment ?


The automatic increase button on the GE website doesn't work for any customer. You have to call in and request an increase. I would wait the 4 months before asking b/c they will outright deny you with this message "not enough experience with current CL".

 


I tried for an immediate CLI shortly after opening the account. Tried the back door, front door, even tried climbing in a window. Each time I was told no and my denial letter said it was because I didn't have enough experience with my $600. CL.  So, I'll wait until after the 4th statement posts, will probably have a zero balance then give them a call. 

 

As I've taken a serious hands on approach to my credit rebuilding project, I've made notes on my calendar going out a year. Each of those dates is for when I'd contact cc company to try to get an increase. 


|****$6000****|****$6000*****|****$4500*****|****$2500****|****$1600****|****$3000****|******$750******|*****$700*****|
EX - 651 (MyFico 06/05/14) TU - 662 (Barclay 08/05/14 ) EQ 04 - 699 (DCU -07/26/14) EQ 08 - 686 (MyFico -08/09/14)

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