What's the difference btw CO and WO?
Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Either way you owe write off is sold to someone else and written off there books and take the tax break. Charge off is still on there books and they still may try to collect. Hope this helps.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k