10-11-2012 12:46 PM - edited 10-11-2012 12:54 PM
Other thing to keep in mind is that if you are over the limit at statement date for four months in a year you go to default apr.
That is something I did not know.. Interesting. May explain why my Citi AAdvantage card went to 29.99 a couple years ago. Although I don't recall going over the CL that many times.
10-11-2012 12:54 PM
careful with the "check spending ability" page. I've heard it could possibly trigger an FR.
Ooops. I hope they would understand my explanation of playing with the website on a new card...haha
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO