Re: What's the point of a limit if you can go way over?

jsucool76 · ‎12-11-2011

careful with the "check spending ability" page. I've heard it could possibly trigger an FR.

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

Epcot · ‎10-10-2012

nada9188 wrote:
Other thing to keep in mind is that if you are over the limit at statement date for four months in a year you go to default apr.

That is something I did not know.. Interesting. May explain why my Citi AAdvantage card went to 29.99 a couple years ago. Although I don't recall going over the CL that many times.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12

Dustink · ‎10-02-2012

jsucool76 wrote:
careful with the "check spending ability" page. I've heard it could possibly trigger an FR.

Ooops. I hope they would understand my explanation of playing with the website on a new card...haha

Too many INQs & low AAoA so I'm off to tend the Garden. Age:21 EQ: 642 TU: 677 EX: 665

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nada9188 · ‎11-27-2011

Could be. All I know is that rule is Amex specific. Doesn't mean other issuers don't have the rule as well.

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Re: What's the point of a limit if you can go way over?

Re: What's the point of a limit if you can go way over?

Re: What's the point of a limit if you can go way over?

Re: What's the point of a limit if you can go way over?