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Super Contributor
Posts: 5,224
Registered: ‎12-11-2011
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Re: What's the point of a limit if you can go way over?

careful with the "check spending ability" page. I've heard it could possibly trigger an FR.
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Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: What's the point of a limit if you can go way over?

[ Edited ]

nada9188 wrote:
Other thing to keep in mind is that if you are over the limit at statement date for four months in a year you go to default apr.

That is something I did not know.. Interesting. May explain why my Citi AAdvantage card went to 29.99 a couple years ago. Although I don't recall going over the CL that many times.


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Valued Contributor
Posts: 3,099
Registered: ‎10-02-2012
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Re: What's the point of a limit if you can go way over?


jsucool76 wrote:
careful with the "check spending ability" page. I've heard it could possibly trigger an FR.



Ooops. I hope they would understand my explanation of playing with the website on a new card...haha

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Frequent Contributor
Posts: 252
Registered: ‎11-27-2011
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Re: What's the point of a limit if you can go way over?

Could be. All I know is that rule is Amex specific. Doesn't mean other issuers don't have the rule as well.
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