What's this Shopping Cart Trick I here of?

[Jerry45]

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@core wrote:

I got $7k on my Sportsman's Guide with the SCT when my scores were in the dump.  That's a Visa.  So they aren't all useless.  And I'm certain I wouldn't be where I am today without Victoria's Secret way back in the beginning.  Of course that was before I knew about certain secured cards without insane fees that do soft pulls... not that I would have been accepted for them though.

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+1. Well said. Ironically, I used the SCT also, and received a 7k starting limit with a soft pull last fall. My scored were fine, but had a thin file with low limits. Sp Guide allowed me to get high Cl's with top tier cards, afterwords.

[Jerry45]

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@Anonymous wrote:

Some are approved using the "Shopping Cart Trick"

Care to enlighten me? And is this gaming the system?

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First thing to do for the SCT, is go to the Sportsmans site and put a membership in your cart, and then check out as a guest. Once you put in your address and zip, it should give you a pop up for the visa. Your address must match your credit reports though, for it to work. Good luck