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What's up with Discover!??

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neverrain
New Contributor

Re: What's up with Discover!??

I posted the $4k bump earlier.  Discover is now my highest card by more than double.  Next highest is QS at $4k.

Message 31 of 61
CreditMagic7
Mega Contributor

Re: What's up with Discover!??

Who would have believed after not a single CLI for over 18 months that is card now is closing in on $10K with only SP's!! Smiley Very Happy

 

I guess they got sick n tired of watching Capital One steal all the attention away from them and decided to do something about that in a big way!

Message 32 of 61
TRC_WA
Senior Contributor

Re: What's up with Discover!??

Discover is still by far my lowest limit card at $2k. Started at $1500 and got one $500 CLI in March... denials ever since. Guess I'm stuck waiting till my reports are clear at the end of the year... the latest denial is the same old "too many accounts with delinquency and/or public record on file" from 6+ years ago. *yawn*
FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 33 of 61
stupac
New Member

Re: What's up with Discover!??

Discover account opened less than 5 months ago, but increased me $1000 to $5900 today.  Seems they are desparate for those swipe fees, since that is their bread and butter.  With delinquencies being down with all issuers, it actually does make sense.

Message 34 of 61
Anonymous
Not applicable

Re: What's up with Discover!??

I definitely got the verification call when they bumped me from 19.5 to 20.5.  I've since decided to stop hitting the button.  Really no need at this point.

Message 35 of 61
nma851
Regular Contributor

Re: What's up with Discover!??

LOLOL y'all crack me up reading this and convinced me to hit the button. Got $7K which pushed me to $16K. Officially my highest after EO'ing Cap One QS siggy to $15K.

Thanks OP for this post!!!! Seize the moment Smiley Happy Smiley Happy Smiley Happy
BCE: 22.5K; BC-REW: 15K; QSSIG: 15K; CITI: 6K; FREE: 15.5K; DISC-IT: 17K; FCU: 20K; FCU-HELOC: 7.3/45K; AMZ-MC: 6.5K; KAY: 7.4K, LOWES VISA: 22K. FICOS: EX: 829; TU: 812, EQ: 822- 21 OCT 15. (NEVER TO FORGET PRE-MF: 635, 629, & 630 in Oct 2012)
Message 36 of 61
baller4life
Super Contributor

Re: What's up with Discover!??


@nma851 wrote:
LOLOL y'all crack me up reading this and convinced me to hit the button. Got $7K which pushed me to $16K. Officially my highest after EO'ing Cap One QS siggy to $15K.

Thanks OP for this post!!!! Seize the moment Smiley Happy Smiley Happy Smiley Happy

Wait... Hold up! Say what now? You got a $7k cli?

Message 37 of 61
nma851
Regular Contributor

Re: What's up with Discover!??

Yeppers! Guess it "pays to Discover". Then again, scores are pushing 800 so I expected something!
BCE: 22.5K; BC-REW: 15K; QSSIG: 15K; CITI: 6K; FREE: 15.5K; DISC-IT: 17K; FCU: 20K; FCU-HELOC: 7.3/45K; AMZ-MC: 6.5K; KAY: 7.4K, LOWES VISA: 22K. FICOS: EX: 829; TU: 812, EQ: 822- 21 OCT 15. (NEVER TO FORGET PRE-MF: 635, 629, & 630 in Oct 2012)
Message 38 of 61
nma851
Regular Contributor

Re: What's up with Discover!??

Even had some little "slider" to lower it if I wanted to. Nah - I'll take it while I can!!!
BCE: 22.5K; BC-REW: 15K; QSSIG: 15K; CITI: 6K; FREE: 15.5K; DISC-IT: 17K; FCU: 20K; FCU-HELOC: 7.3/45K; AMZ-MC: 6.5K; KAY: 7.4K, LOWES VISA: 22K. FICOS: EX: 829; TU: 812, EQ: 822- 21 OCT 15. (NEVER TO FORGET PRE-MF: 635, 629, & 630 in Oct 2012)
Message 39 of 61
baller4life
Super Contributor

Re: What's up with Discover!??

WHOA!! Highest I have seen is $4k. Rock on with yo bad self!

 

 

 WHO'S BAD??? Smiley Very Happy

Message 40 of 61
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