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New Contributor
Posts: 69
Registered: ‎07-30-2009
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What's up with Hooters (Merrick Bank)?

Just wondering...I've received automatic or manual CLI's on all of my accounts except Hooters. Does anyone have insider info?
Established Contributor
Posts: 662
Registered: ‎09-07-2007
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Re: What's up with Hooters (Merrick Bank)?

I normally get a auto CLI ever 4 to 6 Months.
Advice is what we ask for when we already know the answer but wish we didn't.
Valued Contributor
Posts: 1,986
Registered: ‎08-17-2007
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Re: What's up with Hooters (Merrick Bank)?

I started with 750 cl and got it to 3000 witha 30% interest rate.  All auto clis.  Then never got another cli for 5 years.  They just notified me I was going to be charged an annual fee of 48.00.  I just closed them out.

Don't know what's going on except they were much happier when I used them heavily.

Regular Contributor
Posts: 208
Registered: ‎04-17-2008
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Re: What's up with Hooters (Merrick Bank)?

Haven't had this happen to me but I did pay my balance off like I do every month but this time the balance was larger than usual ($490). I typically only charge about $50 or so each month to show some utilization. This month, I paid off the 'high' balance of $490 and Merrick Bank did not update my online account information for 7 days. I called Customer Service and the woman said that 'you had a high balance and you've never had it that high before..... and if you can prove that the money has been debited from your checking account, we'll go ahead and update your account balance to $0.00.....WTF? I almost couldn't contain my laughter at her asinine response to a very simple question. I was merely asking why it normally takes about 24 hours for my online account information to update and why it's taken 7 days this time....Oh well, I'm keeping this card in my sock drawer for a few months anyway so I'll not worry about 'high' balances for a while....sheesh.....

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