What's up with USAA CC posting time??

[Anonymous]

You also have to remember that (in many cases) Amazon won't charge your card until right before they ship it out. So if you get two day shipping, your items may arrive before the charge posts. 

[iamdetermined]

Lol! Exactly! It's a fairly new card that I use for minimal purchases (horrible APR) just to show usage & PIF. The purchases finally posted, payment made & card now sock drawered. They will not catch me at statement cutting time next week😆😆

[iamdetermined]

Yes, makes sense! Thx mountaindewvoltage!

[arkane]

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@Anonymous wrote:

You also have to remember that (in many cases) Amazon won't charge your card until right before they ship it out. So if you get two day shipping, your items may arrive before the charge posts. 

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Precisely this.

This is the reason why I choose to load a chunk into an Amazon gift card (preferably with a 5% cashback card) and then spend it down gradually. Never have to worry about Amazon posting times ever again.

[expatCanuck]

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@Anonymous wrote:

... But boy, if you make a purchase within a day of your account's cycle date watch how fast those pending charges make it to your statement 

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Indeed.  I use 'black-out periods' for my cards that I want to report a zero balance (which is all but one right now), so that I can PIF prior to the statement date.

[Anonymous]

I have the same card and the transactions will post within two to three days.